The Penny Hoarder |
- How Does Social Security Work? 12 Common Questions Answered
- Everyday Items That You Can Recycle for Money
- Find Remote Jobs at These 41 Work-From-Home Companies
| Posted: 18 Jun 2022 07:00 AM PDT Whether you love it or hate it, subscriptions are a thing in today's world. Rather than paying a single flat fee, we have been roped into a world that requires ongoing payments for some of our favorite services. And with some — such as Netflix — raising prices, being able to better manage your subscriptions could help save you money and be more intentional with your spending. Using an app to manage your subscriptions from your iPhone or Android device can help you get a better understanding of your existing subscriptions. Some may even help you cancel a subscription or negotiate better pricing. Here are our choices for the best apps to help manage your subscriptions: TruebillBest for taking control of your subscriptions   Key Features
Using Truebill  Truebill is an app familiar to many Penny Hoarders, as we've recommended it quite a few times to help readers manage their finances. This app takes top billing here because of its subscription discovery and management features, as well as helping you find better deals and cancel services using the cancellation concierge. You can link your bank account to the app, which gives Truebill access to your spending habits. While not everyone is comfortable with this feature, it does allow for strong insight into your financial situation. For a bit of reassurance, Truebill does use the safe and secure Plaid platforms to connect. With a linked bank account, Truebill can automatically detect recurring subscriptions and keep you aware of them. If you discover a subscription that you forgot about, you can cancel manually or use TrueBill's Cancellation Concierge. This way, you won't need to tap "cancel subscription" half a dozen times. Another fun aspect, Truebill can help renegotiate your bill, which is extremely helpful with internet, cable and cell phone providers. Truebill does snag 30% to 60% of those savings for a year though. (You don't pay anything if the bill isn't lowered.) Truebill also offers the ability to set up budget alerts, keep an eye on your credit score and track your net worth.
Pro Tip A streaming service that offers live TV and sports may make canceling your cable a more viable option.
Truebill is free to use but, ironically, requires a subscription to access more services. The Lite account allows you to budget up to two categories, watch your credit score, view recurring subscriptions and receive balance alerts for your bank account. Some features such as the cancellation concierge, unlimited budgeting categories and tracking your net worth require the Premium account, which runs anywhere from $3 to $12 each month. The choice is yours based on how much you want to support the Truebill team. (Really, you set your own price. It's kind of like tipping but on a subscription.) BobbyBest for tracking your subscriptions Key Features
Using Bobby  Bobby is one of those apps that is simple but knocks it out of the ballpark. Available only on iOS (sorry, Android fans), Bobby allows you to add your existing subscriptions and keep tabs on them to provide a better picture of your spending. You can even sync your data to iCloud to keep Bobby synced across multiple devices such as your iPhone and iPad. When you add a subscription to Bobby, the app automatically suggests common services — such as Netflix or Apple One — so you don't have to manually fill in each field. If a subscription isn't available or you just want to personalize Bobby, you can select custom colors and icons to keep your subscriptions organized. With only a few clicks, you can view your average subscription costs over a week, month or year. You can also see how much you still need to pay on bills that month to help you better budget your paychecks. Bobby doesn't offer an automatic cancellation service, but it can help you be aware of your spending. There is no fee to use the Bobby app, but you'll need to pay $3 if you want all of the app's features: the ability to add unlimited subscriptions, use the dark theme, lock the app with a passcode, sort your categories and utilize iCloud syncing. This is a one-time purchase, not a recurring cost. HiatusAn excellent Truebill alternative Key Features
Using Hiatus  If you tried Truebill and it isn't your jam (or you just can't get past the fee for renegotiated bills), you may want to turn to Hiatus instead. With Hiatus, you can use your smartphone to keep an eye on bills and receive alerts that you may be overpaying for a service. Hiatus shows you any upcoming recurring bills or subscriptions by connecting to your bank account. At a glance, you can see every subscription you are paying for and manage each one — like your monthly gift box subscription — with only a few taps. Hiatus' subscription specialists can step in to cancel subscriptions and take care of auto-renewals and more. Hiatus can also help you negotiate some subscription services if you are overpaying. Unlike Truebill, Hiatus doesn't take a cut. The feature is built into the cost of your Hiatus subscription. Similar to Truebill, Hiatus also requires a subscription to use more advanced features, including overpayment protection, net worth monitoring and subscription cancellations. You can choose to pay anywhere from $2.99 to $20.99 each month. The choice is yours based on how much you want to support the Hiatus crew, just like Truebill. Beyond subscriptions, the Hiatus app includes the ability to peek at your net worth and receive assistance on growing it, see recent purchases, glean insights into your spending habits and set up budgets to boost your financial health. ChromabillMore powerful subscription tracking Key Features
Using Chromabill  When it comes to tracking subscriptions, some people like to keep things simple, while others like a bit more insight and control. Chromabill is an excellent option for keeping track of not only your recurring subscriptions but also your bills. You can add anything from your Netflix and HBO Max subscriptions to your student loans and utility bills. With Chromabill, you can view all of your recurring payments in a single app for easier management.
Pro Tip If your streaming services are adding up, there are lots of ways to stream shows and movies for free.
Similar to Bobby, you can add subscriptions to Chromabill and many will auto populate with the service's logo and other information to make adding subscriptions even easier. You can manually fill in the information, too, and include any logo, emoji or custom image you choose. All of your spending categories can be customized with a color or removed and Chromabill gets you started with categories for cards, subscriptions, loans, auto, housing and utilities. Chromabill will let you know if you have any upcoming bills and how much money you will need to shell out each month. The one downside to Chromabill — that we don't see with Bobby — is a subscription fee to unlock unlimited bills, transactions and other premium features. Depending on whether you pay monthly or annually, a subscription will cost you $2.50 to $3 a month. While not yet available, Chromabill plans to add features to organize your expenses with transaction monitoring and connect your bank account for spending analysis. Generally, we don't recommend paying for a service based on promises, but for what the service is actually offering at this time. SortbillyYet another app for tracking your subscriptions Key Features
Using Sortbilly  Sometimes a few options are a good thing, so here's one more — Sortbilly. Similar to Bobby and Chromabill, Sortbilly tracks monthly subscriptions, happens to be quite well designed, and is free — at least for the time being. Sortbilly is currently in open beta, which means developers are still working on bugs and, as a result, are offering the app for free. The app will likely go paid or require a fee at some point, but right now it is free for anyone through the Apple App Store or Google Play Store. Using the Sortbilly app, you can add current subscriptions and bills, sort them into different categories and keep track of what payments are coming up next. We particularly like that the home screen breaks down your subscriptions by type so you can see exactly how much of your income you are spending on bills, entertainment, etc. For now, there are no advanced features for canceling subscriptions or seeing how much you have due during different periods to track spending. But if you are looking for something simple and free, this may be it. Frequently Asked Questions (FAQs)
How Do I Manage My Subscriptions? Managing all of your subscriptions can be difficult, which is why we recommend utilizing an app. Some of the best apps to manage your subscriptions include Truebill, Bobby, Hiatus, Chromabill and Sortbilly. Our picks offer additional features, such as help negotiating bills or canceling subscriptions, and the ability to customize your experience, easily manage your subscriptions and keep up with other financial data at little to no cost. How Can I Find All My Subscriptions? How Do I Get Rid of Unwanted Subscriptions? For most unwanted subscriptions, you will need to cancel with the service provider, either through its website or customer service team. Of course, you need to know what you have first. That's where an app can help. Some apps, such as Truebill or Hiatus, even offer the ability to automatically cancel subscriptions, freeing you of the hassle. What Apps Help Manage Subscriptions? All of the apps we recommend help you keep track of and manage your subscriptions. Some apps, such as Truebill and Hiatus, go a step further by helping you cancel unwanted subscriptions. For simple tracking, we recommend using Bobby, Chromabill or Sortbilly. Michael Archambault is a senior writer at The Penny Hoarder specializing in technology. This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017. This posting includes an audio/video/photo media file: Download Now |
| How Does Social Security Work? 12 Common Questions Answered Posted: 17 Jun 2022 09:17 AM PDT You probably know that saving and investing are essential to retirement planning. But just as important to the equation: Social Security planning. It's impossible to overstate the importance of Social Security to retirees. The truth is, Americans aren't saving or investing enough for a secure retirement. Without Social Security, approximately 4 out of 10 people age 65 and older would have incomes below the poverty line. That same group relies on Social Security for about one-third of their income on average. But there's a lot of confusion surrounding Social Security. If you're approaching retirement, you're probably doing the math: Should you claim your benefits the second you turn 62, or wait as long as possible? And if you're in your 20s or 30s, you may worry whether Social Security will spend its way out of existence long before you get a cent. Here's a guide to how Social Security works — and why no matter how old you are, you don't have to worry about whether it will be around for you. How Does Social Security Work? 12 Questions AnsweredSocial Security isn't just a retirement program. It also provides for people who are disabled, the survivors of workers who have died and the dependents of recipients. However, because retirees are by far the largest group of people to receive benefits, we're focusing on Social Security retirement benefits in this article. 1. How Are Social Security Benefits Calculated?Your Social Security benefits depend on three primary factors: your work history, your 35 highest-earning years and your age when you start receiving benefits. Cost of living adjustments, or COLAs, are another factor, but their impact is relatively minimal. Your work history: You earn one Social Security credit for every $1,510 you earn in 2022, but you can't earn more than four credits a year. As long as you earn $6,040 in 2022, you'll receive the maximum of four credits for the year. Once you've earned 40 credits, you'll be eligible for benefits once you're retirement age. That means that after 10 years of working full time, you're considered "fully insured" for retirement benefits. Your 35 highest-earning years: Social Security calculates your benefits based on the 35 years you earned the most money — but only up to a limit, which is $147,000 in 2022. (That's up from $142,800 in 2021.) If you earn $1 million, even $1 billion in 2022? For Social Security's purposes, it's the same as earning $147,000. That's because any money you earn above $147,000 isn't subject to Social Security taxes, which we'll get to shortly. If you work less than 35 years, they'll still base your benefits on 35 years of earnings, but they'll use $0 for your non-working years. So if you started working at 20 and retired at 50, they'd use your 30 years of wages plus five years of $0. Those zeroes could seriously drag down your monthly benefits if you retire early or were out of the workforce for a long stretch. Then, your wages are adjusted for inflation to calculate what Social Security calls your Average Indexed Monthly Earnings (AIME). When you claim benefits: Your AIME is used to calculate your monthly benefit when you reach full retirement age, which is the age at which you qualify for full benefits. It's 67 for anyone born in 1960 or later and 66 years and change for most people born earlier. You can take benefits as early as 62 — but you'll receive a reduced amount. Or you can delay until you're age 70 in exchange for bigger monthly checks.
The reward for waiting until 70: a monthly benefit that's 76% higher compared to if you'd started claiming at 62, according to the Social Security Administration. Pro Tip Pro tip: Use one of the Social Security Administration's benefit calculators at SSA.gov to estimate how much you'll be eligible for in retirement. COLAs: Social Security recipients receive cost-of-living adjustments based on inflation. COLAs are announced in October for the following year. For 2022, the COLA was 5.9%, the largest Social Security raise since 1982. This year's COLA gave the average retirement check a $92 monthly boost and added $76 to the average monthly disability check.  2. Can You Take Benefits Based on Your Spouse's Record?Yes. You can collect benefits based on the work record of your current spouse, a deceased spouse and even an ex-spouse in some cases. However, you can't claim for both yourself and a current or former spouse. You have to decide whether you'll get more based on their work record or your own. You can collect on your current spouse's record if:
Benefit amount: 32.5% to 50% of your spouse's benefit. You can collect on the record of a spouse who died if:
Benefit amount: 71.5% to 100% of your late spouse's benefit. You can collect on your ex-spouse's record if:
Benefit amount: 32.5% to 50% of your ex-spouse's benefit. Note that if you're claiming on the record of a spouse you're divorced from, their monthly benefits won't be reduced as a result. Also, if they've been married multiple times, there's no need to race the other exes to the Social Security office. You can all claim based on their record if you choose. 3. What's the Average Monthly Social Security Benefit?The average Social Security benefit is $1,657 per month in January 2022. The maximum possible Social Security benefit for someone who retires at full retirement age is $3,345 in 2022. Someone who waits until age 70 can receive up to $4,194 per month. Remember, of course, that only the highest-earning workers will qualify for maximum benefits. 4. Is Social Security Enough to Retire on?Social Security will replace about 40% of pre-retirement income for an average earner — and financial planners usually recommend replacing about 70% to 80% of pre-retirement income. That means it's essential to save for retirement by contributing to a 401(k) plan or funding a Roth IRA or traditional IRA. While Social Security isn't meant to be the only source of income in retirement, that's the reality for many older Americans. About half of seniors rely on Social Security for at least 50% of their income and roughly a quarter depend on it for 90% or more, according to the Center on Budget and Policy Priorities.  5. Who Pays for Social Security?You do, taxpayer. So does your employer. Social Security is funded via payroll taxes, which are also sometimes referred to as FICA taxes. Most workers have 7.65% of their paychecks automatically deducted for FICA taxes. Your earnings are taxed at 6.2% for the first $147,000 of earnings as of 2022. Anything you earn above that isn't taxed for Social Security — which is why $147,000 is the maximum amount considered for calculating your benefits. The remaining 1.45% goes toward Medicare, but for that there's no salary cap. In fact, individuals who earn above $200,000 and married couples making more than $250,000 get hit with an extra 0.9% Medicare tax. Your employer matches your 7.65% contribution toward Social Security and Medicare. That means self-employed people pay 15.3% because they have to make both the employee and employer contributions. 6. Is It True That Social Security Is Going Broke?Not exactly. What's really going on is that Social Security is at a tipping point. In 2021, Social Security started taking in less money than it pays out, thanks mostly to longer life expectancies and people having fewer children — which means fewer workers paying into the system. While Social Security has a $2.9 trillion trust fund it can dip into, the funds are expected to be depleted by 2035. But that doesn't mean the program is doomed. Social Security is funded on a pay-as-you-go basis. Even as it starts depleting its trust fund, it will still be collecting payroll taxes from workers and employers. If the trust were to run dry in 2035, payroll taxes would still generate enough to pay for about 79% of the program's obligations if Congress does nothing. But there are plenty of actions Congress could take to avoid Social Security cuts. For example, it could increase the tax rate, eliminate the wage cap or raise the full retirement age, as it did in 1983. It's pretty unlikely that Congress won't take action. A 2019 Pew Research Center poll found that 74% of Americans oppose cutting benefits. Lawmakers on both sides of the aisle are keenly aware of the program's popularity among voters. 7. Can You Work and Claim Social Security Benefits?If you've already reached full retirement age, feel free to work away if you choose. Your benefits won't be affected, no matter how much you earn. But if you take Social Security early, your benefits will be reduced by $1 for every $2 you earn above $19,560 in 2022. You get more leeway during the year you reach full retirement age: You'll have $1 withheld for every $3 you earn above $51,960, and then once you actually hit that age, your benefits will no longer be reduced. 8. Are Social Security Benefits Taxed?If you have additional income, whether it's from a job or investments, there's a good chance at least part of your Social Security will be taxed. Here's how it breaks down. If you're a single filer:
If you're married filing jointly:
Keep in mind that "taxable" doesn't mean that's what you pay in tax. Suppose you're a single filer with $30,000 of income: $20,000 from Social Security benefits and $10,000 from 401(k) withdrawals. That simply means that your income will be $20,000 in the eyes of the IRS: $10,000 from the 401(k), plus 50% of the $20,000 from your Social Security benefits. Uncle Sam can't touch the remaining 50%. Of course, if you're still working and saving for your retirement, here's where we'll give a shoutout to Roth IRAs and Roth 401(k)s. By forgoing the tax break during your working years, you get tax-free income in your retirement years — income that doesn't count against you for Social Security purposes. In the example above, if the $10,000 of 401(k) income had come from a Roth IRA instead, your income would be $0 in the eyes of the IRS. The $10,000 wouldn't count against you, meaning that you'd fall below the $25,000 income threshold. That means 0% of your Social Security benefit would be taxable. If Social Security is your only income source, you probably won't be taxed on it, considering that the average benefit amounts to just $19,884 per year.  9. What's the Best Age to Take Social Security?There's no perfect age to take Social Security. And unfortunately, a lot of people don't have the option to delay benefits because they're forced to retire early due to health concerns, a job loss or the need to care for a spouse or parent. Obviously, if you want bigger monthly checks, you'd wait as long as possible. If you want more checks over the course of your lifetime and were OK with them being smaller, you'd claim earlier. If you have medical issues or your parents died relatively young, it's worth considering starting benefits earlier. You'd wait as long as possible if you're in good health, especially if you're worried about outliving your money. Sometimes spouses try to maximize their benefits by having the higher earner wait as long as possible while the lower earner claims at 62. Once the higher-earning spouse starts collecting, the lower earner switches over from their benefit and starts collecting half of the higher earner's benefit. 10. Can You Get Social Security if You Haven't Worked?You can still get Social Security retirement benefits based on a current, former or deceased spouse's record even if you've never worked. Otherwise, you'll need to pay into the system to collect benefits. Children of a deceased worker qualify for survivors benefits until they're 18 or 19 if they're still enrolled in high school full time. If the child is over 18 but has a disability that began before age 22, they can also qualify for survivors benefits. 11. How Do You Apply for Social Security?You can easily apply for Social Security online in about 15 minutes. You can also visit your local Social Security office or call 800-772-1213 between 8 a.m. and 7 p.m. Monday through Friday. 12. Can You Reverse Your Decision to Start Benefits?Yes, but your options for reversing your Social Security decision are extremely limited: If it's been less than a year since you started benefits, you can withdraw your application and repay all your benefits, including Medicare premiums, taxes you opted to withhold and benefits your family received on your behalf. If you've reached full retirement age, you can suspend your benefits so that you can take advantage of the extra 8% Social Security gives you for every year you delay beyond your full retirement age. Once you hit 70, your benefits will automatically restart. Robin Hartill is a certified financial planner and a senior writer at The Penny Hoarder. She writes the Dear Penny personal finance advice column. Send your tricky money questions to DearPenny@thepennyhoarder.com. This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017. This posting includes an audio/video/photo media file: Download Now |
| Everyday Items That You Can Recycle for Money Posted: 17 Jun 2022 07:11 AM PDT Why toss things in the trash when you can recycle them — and make a little money in return? By diverting certain items from the waste stream and keeping them out of landfills, you can also make extra money or help out worthy causes. From scrap metal to ink cartridges, bottle caps to construction materials, you can recycle a huge variety of items in exchange for cash. We've also included information on how to recycle items for the sake of good will. Businesses should also look at the recycling market for some extra cash. Restaurants can sell used or rancid cooking oil. Old cars and vans can be scrapped for money, as well as large appliances Ready to see all the different things you can recycle for money? How to Recycle Household Items for CashFirst, you'll need to find a recycling center or collection point that is looking for what you want to get rid of. While the goal is to make money, you might settle for a donation — which could be tax deductible — if it means clearing out the garage. The collection center will also let you know how to prepare items to their specifications. Find a Collection PointTo find a recycling center near you, head to Earth911.com and plug in the item you're looking to recycle along with your location. The site lists collection locations for materials as diverse as antifreeze and ammunition, computers and clothes. Prepare Items for RecyclingOf course, not everything pays, and it's important to prepare recyclables according to the organization's specifications. This is especially important if you are recycling hazardous materials. Metal scrappers pay more for clean metal, sometimes almost twice as much. Recycling centers may require you to remove bottle caps, rinse and bag bottles in certain increments, or sort and tie together cardboard. Checking the rules before you go will save you time later. Be sure to properly bag items that may make a bit of a mess. Even if you thoroughly rinse all your bottles and cans, there might be water and other residue on them, so be sure to transport them in bins or bags to protect the interior of your car. If you're donating a cell phone or other electronic item, be sure to clear your personal information from it, including contact lists, voice mails, text messages, photos, passwords, downloads and anything else that you wouldn't want random strangers to access. Backup your information on your new phone, your computer or a cloud-based service, then restore your old phone to factory settings before recycling it. Items You Can Recycle for MoneyThere are a lot of recyclable items around the house (maybe in the garage) that can bring in some money. Depending on where you live, you can get paid to recycle:
1. Scrap MetalScrap metal is one of the more profitable materials to recycle. Copper, steel and aluminum are just a few of the scrap metals that you can recycle for money. Google your local area and "scrap yard" to find a facility that takes whatever metals you have and learn their procedures for drop off. Scrap metal prices were rising because of the pandemic caused shipping woes. Some forecasters think prices will start to sink later this year. Now is a good time to get rid of that junk metal. Once you have rounded up your metal, find out if it is ferrous or non-ferrous by seeing if a magnet sticks to it. If it does, the metal is ferrous and likely a common metal like steel or iron. These items typically aren't worth much, but it's still worthwhile to recycle them. If the magnet does not stick, you likely have copper, aluminum, brass, bronze or stainless steel on your hands. These metals are more valuable. Copper is one of the more profitable metals: Copper prices continue to rise, hovering at $3.33 per pound. Aluminum is averaging around 98 cents a pound. Auto (tire) rims will sell for $1.05 a pound. If you are recycling used truck and auto parts, it's worth cleaning them up to get more money from the scrapyard. Prepared aluminum radiators sell for 45 cents a pound, compared to dirty ones at 25 cents per pound. Yellow brass can yield about $2.00 per pound, and die-cast metal goes in the 77-cents-a-pound range, though prices vary by region. Don't overlook old tools as a source of metal scrapping. Some old tools are collectible items. Check online before you decide to get rid of them. Those that aren't collectibles can be scrapped, especially if they are made of tool steel. 2. Bottles and CansOne Penny Hoarder writer made $1,500 cashing in soda cans he collected at work though that might not be possible if you're one of the thousands of Americans working from home. Still, you can make money by rounding up bottles and cans, whether from work, friends and family, at events, or just the recyclables you use at home. These 10 states have bottle bills: California, Connecticut, Hawaii, Iowa, Maine, Massachusetts, Michigan, New York, Oregon and Vermont. California offers 5 cents for most plastic and glass bottles and aluminum cans smaller than 24 ounces, and 10 cents for 24-ounce or larger containers. It's technically a bottle deposit, but many people don't bother to collect their refunds, so it's easy money for bottle and can collectors. Michigan has a 10-cents per bottle recycling rate, which has prompted people to illegally smuggle in empty bottles purchased out of state to cash in. (This was even the plot of one "Seinfeld" episode!) Many states have similar deposit programs, so check what's available where you live. 3. Car BatteriesAdvance Auto Parts offers a $10 store gift card to customers who bring in their used car batteries (light-duty truck batteries are also accepted). If the company doesn't have an outlet near you, call your local auto parts stores to see whether they offer similar deals. 4. Ink CartridgesA number of office supply stores, including Staples and Office Depot accept used ink cartridges for recycling. Staples offers $2 back per cartridge, with a maximum of 10 returns per month, and you have to spend at least $30 on ink or toner within 180 days of recycling. Office Depot also gives you $2 back in program rewards for each ink or toner cartridge you recycle, up to 10 cartridges per month. But you must also purchase ink from them the same month. There is no limit on the number of cartridges you can recycle, but you will only receive points on the first 10 per month. You can use your points toward a number of different perks and discounts. 5. Cell PhonesEco-Cell is one of many companies that offers cash for old cell phones and other electronics. The company accepts working or broken phones, tablets, rechargeable batteries, circuit boards and a variety of other electronics. Even if an item is broken or was submerged in water and is unusable, Eco-Cell will accept it in order to divert electronics from landfills and properly dispose of their toxic components and metals. Many cell phone providers, including Verizon and AT&T, have trade-in programs where you can receive a voucher, gift card or other reward for turning in your old phone. Amazon Trade-in is another way to earn gift cards. A number of charities also accept cell phones, whether to re-purpose or sell and use the funds for a charitable purpose. Cell Phones for Soldiers refurbishes and sells your old phone to active-duty military members and veterans. If a phone is too old or broken, Cell Phones for Soldiers sells it to recyclers who strip it for parts and dispose of its metals responsibly. The proceeds from the sales go to purchase international calling cards for troops and provide emergency financial assistance to veterans. Organizations that work with domestic abuse victims also accept used cell phones for their clients for emergency 911 calls. And of course, you can always sell your old phone yourself. 6. Junk CarsYour rusted old jalopy? You can recycle it for money. There are companies that pay cash for broken down cars. U-Pull-It has a helpful guide on the best way to scrap your car. Junk Car Medics is another company that will buy your vehicle. You can sell your car to them online or over the phone. You enter details about your vehicle, such as condition and mileage, and quickly get an offer. If you accept it, you'll have to provide proof of ownership and a few other details before you get paid. The company says most transactions are same-day, and they take the car away for you. 7. Wine CorksYou can let your wine pay a little bit for itself. Sites like Etsy and Ebay and others show listings for used wine corks. Selling on these sites isn't difficult. When setting prices, keep in mind that the sites charge small fees for both listing and selling items. You also want to make sure you know how much it will cost to mail an item so there are no unpleasant surprises during the transaction. Got some items to recycle and want to make money from them on Etsy? Here's a step-by-step guide. 8. Used BoxesJust moved and have a bunch of boxes? Or do you have a slight online shopping addiction and have piles of boxes in the garage? You can resell your boxes through Boxcycle and other similar sites. They take pretty much everything as long as they are still in decent shape and don't smell. 9. ElectronicsOld laptops, monitors, tablets, and other electronics can be sold through sites like Decluttr. But wait, there's more! They also take dvds, cds, books, games, and cell phones. Decluttr has an app you can download to make selling easier. A similar site is IWM, which stands for It's Worth More. It covers similar electronics but also includes camera sales. 10. Cooking OilUsed (or spoiled) cooking oil is used in biofuels, which is a growing market. While an individual household may not use a lot of oil, many restaurants do. Lots of companies will offer to give you containers and pick up your oil. Only a handful promise to pay. GF Commodities services most of the continental US and will pay for oil. 11. The Rest of Your Unwanted StuffYou can "recycle" belongings you no longer want on a variety of apps and platforms and get a little something back for them. ThredUp, Swap, and Poshmark are popular apps where you can sell clothes online. ThredUp will send you a free shipping label and apply credits for anything that sells to your own account, but it's often not a lot of money. Poshmark offers bigger potential payouts, but you have to put in more work to make your items move. OfferUp is a second-hand site where you can buy or sell just about anything you no longer use. https://www.ziffit.com/en-us/is another site for selling CDs, dvds, books, and games. Someone has to provide all of those tennis balls to the pups. There are several sites accepting used balls, including Rebouncing and Tennis Ball Recycling. If you have a bunch of gift cards that you haven't (and probably won't) used, you can sell them online for cash. It won't be for the full amount of the card, but better than them just sitting in the junk drawer. Cardcash lets you post your card and sell it directly. On the other hand, you post what you have on Clipkard and the site directly makes you an offer. BarteringCash is nice, but sometimes trading is better. There are bartering sites for almost anything. Trade for houses, books, clothing and more. Some sites charge a fee for participating or individual transactions. Some of the general purpose sites are Swap Thing and Barter Only. DonatingYou might hear public radio stations asking you to donate your old vehicles for a tax donation. If you don't mind doing little detail in your tax return, you can get significant deductions by donating larger, unwanted items. Many nonprofits work with companies collecting and selling cars, boats, motorcycles, golf carts, and other vehicles. The vehicle gets picked up and is sold at auction. Once it is sold, you get a notice of the amount sold for your taxes. While it isn't direct cash, if you need a big deduction one year, this could help. Contributor JoEllen Schilke writes on money-saving strategies and lifestyle topics and Kristen Pope is a former Penny Hoarder contributor. This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017. This posting includes an audio/video/photo media file: Download Now |
| Find Remote Jobs at These 41 Work-From-Home Companies Posted: 17 Jun 2022 05:00 AM PDT Since the beginning of the COVID-19 pandemic, more and more Americans have been working from home. And a recent survey from FlexJobs found that 77% of full-time workers identified the ability to work remotely as one of the most important benefits, right behind salary. A whopping 57% of survey respondents said that they would leave their job if they weren't offered remote benefits from their employer. After vaccinations became widely available last year, many workplaces began asking their employees to return to the office, which pushed some workers to seek remote roles elsewhere. If the thought of giving up your WFH life fills you with dread (or your employer has already required you to return to the office), it may be time to look for a new job that allows you to work remotely 100% (or at least part of the time) so you can continue your newfound work/life balance. To help your search, we have put together this list of companies that regularly offer WFH positions. This list is not exhaustive. A lot of companies who previously only had in-office positions are moving toward more remote positions to attract qualified candidates and to save money on office rentals. 41 Companies With Work-From-Home JobsWe do our homework on companies before sharing them with our readers by vetting them. Here's a list of work-from-home companies with regular job opportunities. Activus ConnectActivus Connect is a customer experience outsourcing company that has customers in eight industries, including healthcare, insurance, retail and financial services. The company employs "remote-based ambassadors" for call center, customer service, HR and IT positions. Activus Connect also has a Great Place to Work certification, which indicates high job satisfaction levels among employees. Benefits: Activus Connect claims that employees are entitled to medical and life insurance, paid time off, flexible scheduling, 401(k) and paid volunteer time. Pay: Varies by position. How to Apply: Search for, and apply for, open remote positions here. AdobeAdobe is known for several products, including Acrobat, Photoshop and Illustrator. The company, which employs more than 21,000 people, has offices in cities around the world but also offers numerous work-from-home opportunities. Benefits: Adobe has a substantial benefits package that includes medical insurance, 401(k), dependent care FSA, unlimited PTO and tuition reimbursement. The company also offers employee resource groups to help workers from similar backgrounds connect. Pay: Varies by position. How to Apply: Go to the Adobe careers page and type "Remote" in the search bar to see all current remote positions. AloricaAlorica provides customer service and customer relationship management across a variety of industries, including healthcare and retail. The company employs more than 100,000 people and hires WFH customer service positions. There are a variety of shifts available, so it's ideal if you're looking for a flexible schedule. Benefits: Alorica's employee benefits include health insurance, tuition reimbursement, bonus potential, paid vacation and retirement planning. Pay: Varies by position. How to Apply: On the Alorica jobs page, select your country and "Virtual" as your location to see what opportunities are available. Need a banking service that's built for gig workers and freelancers, helping you save for taxes and keep track of your expenses? Check out Lili. (It's free!)  AmazonThere's no need to explain what Amazon does; it's one of the best-known companies in the world. Amazon employed more than 1.6 million people in 2021, according to Statista. Want to be one of those people? Amazon has an entire page that lists work-from-home jobs in several areas, including HR, software development and sales. Benefits: Amazon's benefits package for employees includes health coverage, 401(k), paid parental leave, adoption assistance and employee discounts. Amazon's tuition assistance program will fund tuition – up to $5,250 annually for full-time associates and $2,625 for part-time associates – in advance for bachelor's degrees, associate's degrees, GEDs and ESL certifications. Pay: Varies by position. How to Apply: See a list of open WFH positions here. AnthemAnthem is a health insurance company that offers various part-time and full-time positions in a remote capacity. WFH jobs at Anthem include nurse reviewer, behavioral health care manager and customer care representative Benefits: Benefits at Anthem include 100% paid preventative health care, six weeks of parental leave at 100% of pay, adoption and surrogacy assistance, paid time off and back-to-school assistance. Pay: Varies by position. How to Apply: Search for remote jobs here and narrow your search down by career area to see what options are available to you. AppenAppen is a software company that counts training data and data collection among its solutions. The company serves numerous industries, including technology, automotive, government and healthcare. It has various remote job roles that include part-time to longer-term projects as well as full-time corporate positions in management, engineering and more. Appen was named the most remote-friendly company in the U.S. over the last 5 years by FlexJobs. Benefits: Full-time employees enjoy a variety of benefits, such as health insurance, 401(k), parental leave, tuition assistance and volunteer time off. Part-time or contract associates are not offered any benefits. Pay: Varies by position. How to Apply: Go to the Appen job portal to see current WFH opportunities. BELAYBELAY offers services to help businesses run more efficiently. Some services offered include bookkeeping, social media management and website management. BELAY only hires for remote roles, so you can rest assured that any job posted on the website will be a WFH job. There are both corporate and contractor jobs available. Benefits: Contractors at BELAY don't receive benefits, but corporate workers are offered benefits like health and life insurance, company social outings, fitness reimbursement, paid time off and performance bonuses. Pay: Varies by position. How to Apply: Browse current job openings and apply on the BELAY website. BroadPathBroadPath offers customer support for industries like healthcare, financial services and travel and hospitality. They have a work-from-home business model allowing employees to work from wherever they live. BroadPath has had this business model for at least a decade, making it ahead of many companies on this list, and has proven that the model can be successful. Benefits: BroadPath hires by project, and so its workers are considered temporary. However, the company does offer health insurance to employees after 12 months of service. Pay: Varies by project. How to Apply: Go to BroadPath's website to search for open jobs and apply online. CACTUSCACTUS' mission is to further scientific and other research by helping researchers meet their publication goals and by making research more accessible to a wider population. CACTUS firmly believes that scientific research is vital in helping societies grow and move forward in today's ever-changing world. CACTUS is a remote-first company that hires writers, editors, marketers, and more to be a part of the future. Benefits: CACTUS offers flexible work hours, paid time off, paid holidays, medical insurance and more to its employees. Pay: Varies by position. and their families How to Apply: Search for open positions and apply via the CACTUS website.  CignaCigna is a medical insurance company that employs more than 73,000 people. The company is headquartered in Connecticut but offers various positions in a remote capacity, including sales administration, financial analyst, business analyst, claims professional and engineer. Cigna also focuses on recruiting veterans and their families and runs a Veterans Enterprise Resource Group called Salute. Benefits: Cigna's main benefits fall into one of four categories: Personal health, family health, community health and financial health. That includes medical insurance, 401(k), paid time off and tuition reimbursement. Pay: Varies by position. How to Apply: See a list of remote positions by typing "Remote" into the search bar on the Cigna careers page. Citizens BankCitizens Bank is one of the oldest and largest financial institutions in the country. The company's headquarters are in Providence, Rhode Island, but it hires remote associates for positions like mortgage underwriter, software engineer and account executive. Benefits: Citizens Bank offers a comprehensive benefits package that includes health insurance, 401(k) with company match, educational assistance and discounts on financial products like mortgages and savings accounts. Pay: Varies by position. How to Apply: Browse remote jobs at Citizens Bank by typing "Remote" into the search bar. ConcentrixConcentrix is a customer experience outsourcing company that employs people in more than 40 countries, many of whom work from home full time. Most available positions are in customer service. Benefits: Benefits at Concentrix include health insurance, individual and team rewards and performance-based pay. Pay: Varies by position. How to Apply: See what WFH jobs are available here and apply through the Concentrix website. CrowdStrikeCrowdStrike identifies itself as "the industry's most advanced cloud-native platform" and has been named a leader in The Forrester Wave: Endpoint Detection and Response Providers. The company promises to provide its customers with secure cloud storage via its remote-first workforce. Benefits: Benefits at CrowdStrike include an employee stock purchase plan, medical insurance, 401(k), parental and fertility assistance, executive coaching and mentorship and more. Pay: Varies by position. How to Apply: Head to CrowdStrike's website to search and apply for remote roles. CVS HealthCVS Health is known for its pharmacies in states across the country, but it also offers a lot of WFH positions. Remote roles at CVS include claims adjustor, care management coordinator, customer service representative and digital software architect. Some positions require you to be located within certain states, but others can be done from anywhere in the U.S. Benefits: CVS Health offers a wide range of benefits, including medical insurance, a stock purchase plan, tuition reimbursement and an employee discount at CVS stores. Pay: Varies by position. How to Apply: Apply for remote positions via the CVS jobs website. DellDell is best known for its range of personal computers. Headquartered in Round Rock, Texas, Dell employs more than 165,000 people worldwide, including many remote employees. As of March 2022 Dell listed more than 700 open WFH positions on its job website. Benefits: Dell's benefits package includes health coverage, employee pricing on Dell products, employee referral bonuses and professional counseling. Dell puts great importance on work-life balance for its employees. Pay: Varies by position. How to Apply: Browse WFH jobs by typing "Remote" in the location box on Dell's job portal.  HCAHCA Healthcare is made up of 185 hospitals and over 2,000 sites of care in 20 U.S. states and the U.K. Sites of care include freestanding ERs, surgery centers, urgent care centers and physician's offices. The company employs more than 275,000 people in total, both within its facilities and in a remote capacity. Remote opportunities at HCA include clinical statistical programmer, placement specialist PRN and clinical team lead. Benefits: Benefits at HCA include tuition reimbursement, health benefits, time away from work policies, adoption reimbursement and 401(k). Pay: Varies by position. How to Apply: Browse WFH jobs by selecting the checkbox under the "Remote" option in the left-hand toolbar on Dell's job portal. Hilton Hotels and ResortsIf you haven't heard of Hilton Hotels, chances are you live under a rock. Hilton owns hotels and resorts around the world and employs more than 360,000 people globally, including many in remote customer experience positions. Hilton provides some equipment to its WFH customer experience employees, but you must have a wired connection (wireless not permitted), monitor and dedicated work space of your own in order to do the job. Benefits: Hilton offers several benefits for its WFH employees, including health insurance, 401(k), paid time off and discounts on travel. Pay: The base pay for a customer experience position is $11 per hour, and there are monthly incentive programs that give you more opportunities to earn. How to Apply: Search for available WFH jobs at the Hilton jobs website. HopperHopper is a website and app that helps you find good deals on flights, hotels and car rentals. While Hopper isn't as large a company as many on this list, it offers a lot of opportunities for those who want to work from home, specifically in customer service. Benefits: Benefits at Hopper are typical and include health coverage, paid time off, 401(k) and company stock options. Pay: Varies by position. How to Apply: Browse Hopper's remote jobs to see what's available in your field. HubSpotHubSpot offers an easy-to-use CRM platform with hubs for marketing, sales, service, operations and content management. HubSpot offers several remote roles, and was named the #2 Best Place to Work in 2022 on Glassdoor. Benefits: HubSpot's benefits focus on work/life balance, offering unlimited vacation days, a paid sabbatical opportunity, parental benefits and more. Pay: Varies by position. How to Apply: View and apply for open remote positions at HubSpot here. HubstaffHubstaff is a fully remote company that offers monitoring services, such as time-tracking software, to other companies with remote workforces. Hubstaff lists customers such as Groupon and Instacart on its website. Remote opportunities at Hubstaff include marketing, developing, engineering and more. Benefits: Benefits at Hubstaff include health insurance, annual retreats, generous PTO and paid parental leave. Pay: Varies by position. How to Apply: Browse Hopper's remote jobs to see what's available in your field. HumanaHumana is a health insurance company offering medical, dental and vision coverage. The company has long believed in the power of a remote workforce — Humana reports that 47% of its workforce is remote during "normal" times, though this has risen during the COVID-19 pandemic. Available remote job roles include nursing educator, counselor and sales representative. Benefits: Benefits at Humana include medical insurance, 401(k) with 125% company match up to 6%, paid volunteer time and life insurance. Pay: Varies by position. How to Apply: Select "Remote" in the "Location Type" box on the Humana job listings site to see what's available in your field. IntuitYou might not have heard of Intuit directly, but you've certainly heard of its products, which include TurboTax, QuickBooks and Mint. Intuit hires remotely for positions such as talent acquisition, service and support and loan servicing. Benefits: Full-time employees at Intuit enjoy benefits like healthcare, professional counseling, fertility benefits and dependent care FSA. Pay: Varies by position. How to Apply: WFH jobs are denoted with a green circle on the Intuit careers website.  KaplanKaplan provides learning resources such as test prep, career advancement and foreign language instruction for students of all ages. Kaplan has a global presence but is headquartered in the U.S. and has many remote job openings. Positions are available in multiple areas such as marketing, accounting, recruiting and IT. Benefits: Kaplan offers the usual benefits — health, 401(k), etc. — in addition to its Gift of Knowledge Program, which offers free or discounted courses to employees and their immediate family through the Kaplan platform. Pay: Varies by position. How to Apply: Browse Kaplan's remote job listings by selecting "Remote/Nationwide, USA" under "Locations." Kelly ServicesKelly Services is a staffing agency that hires internally as well as for its business partners. Kelly's specialty areas include education, technology, engineering, science and government. Benefits: Benefits vary based on the position. Pay: Varies by position. How to Apply: Click to see available WFH job listings through Kelly Services. LionbridgeLionbridge provides content, testing and translation services to multiple industries, including life sciences, automotive, gaming, banking and travel. The company operates in 28 countries and employs thousands of people worldwide. Lionbridge has plenty of remote job openings in positions like content editor, web production engineer,, product manager and production artist. Benefits: In addition to typical benefits like health insurance and 401(k), Lionbridge lets employees take their birthday off and encourages employees to volunteer by offering paid time off for this purpose. Pay: Varies by position. How to Apply: Click here to see a list of current remote positions at Lionbridge. LiveopsLiveops offers virtual call center services to companies in multiple industries, including healthcare, retail, insurance, energy and travel. While corporate jobs at Liveops are based at the company's headquarters in Scottsdale, Arizona, the company hires work-from-home agents on a contractor basis. This allows you to work as much or as little as you want, and whenever you want. Be prepared for some upfront costs, including providing your own equipment and paying for your own background check. Benefits: Because Liveops agents are independent contractors and not employees, no benefits are offered. Pay: Earnings are dependent on call volume, incentives, utilization and how many hours you can commit, but most agents earn between $12 and $17 per hour. How to Apply: Click here to see current openings for Liveops agent positions. MozillaMozilla is best known for being the creator of the FireFox web browser. The company strives to put "people before profit, creating products, technologies and programs that make the internet healthier for everyone." Mozilla hires remote roles all over the world to help it achieve this mission. Benefits: In addition to a flexible work environment, Mozilla offers benefits such as 26 weeks of fully paid parental leave for childbearing parents and 12 weeks for non-childbearing parents, health insurance, reimbursement for professional development and wellness reimbursement. Pay: Varies by position. How to Apply: You can view open remote positions on the Mozilla website. ParexelParexel is a clinical research organization company that offers a wide range of solutions for customers. The company has a variety of remote roles open, ranging from software engineer to contracts manager. Benefits: Parexel benefits include health coverage, HSA, 401(k) and more. Pay: Varies by position. How to Apply: View and apply to remote jobs at Parexel here.  Robert HalfRobert Half is a management consulting company that helps its clients find and hire the right candidates for their company, as well as providing services such as accounting, customer support, marketing and legal. Benefits: Robert Half offers its employees benefits such as healthcare, paid parental leave, tuition assistance and adoption assistance. Pay: Varies by position. How to Apply: Search for work-from-home jobs at Robert Half here. SalesforceSalesforce is a customer relationship management company that serves a huge variety of industries. It's one of the best-known CRM providers out there right now, and the company is always hiring for new positions, many of which are remote. Benefits: Benefits at Salesforce include medical coverage, flexible spending accounts, 401(k), employee stock purchase plan, educational reimbursement and paid parental leave. Pay: Varies by position. How to Apply: To see current remote job listings at Salesforce, click here, then select United States of America and your state followed by "Remote" in the left sidebar. Add to your skill set without going back to school. We have great deals on courses you can complete from home. Stride K12Stride K12 is an education company that offers online, in-person or hybrid learning. The company caters to homeschooled kids, military families and those looking for learning opportunities beyond their local public K-12 schools. Stride K12 has virtual jobs in several areas, including teaching, HR and marketing. Benefits: Benefits include health coverage, parental leave, flexible spending accounts, paid time off and 401(k). Pay: Varies by position. How to Apply: See a list of virtual jobs in corporate and teaching by selecting "Virtual" under "Company Location." Stitch FixStitch Fix is a fashion subscription service that matches customers with new outfits every month by pairing them with stylists who get to know their preferences and curate the perfect clothes and accessories. Stitch Fix has numerous remote openings for positions such as data scientist, engineer, and stylist. Benefits: Stitch Fix benefits for full-time employees include health insurance, unlimited vacation, learning and development, clothing discounts and more. Pay: Varies by position. How to Apply: Browse remote openings at Stitch Fix and apply here. Sutherland Global ServicesSutherland Global Services is a process transformation company that specializes in helping its customers bring their processes into the digital age. The company serves clients in more than 140 countries and in over 40 languages. Sutherland hires remotely for numerous roles, including customer service, software development, sales and IT. Benefits: Sutherland's benefits package includes paid time off, paid training, medical benefits, flexible scheduling, performance incentives and career advancement opportunities. Pay: Varies by position. How to Apply: Search for remote roles at Sutherland by clicking here. TranscribeMeTranscribeMe is a company that does exactly what the name suggests: transcribes a variety of audio files to aid comprehension and make content more accessible. TranscribeMe is a great way to make money for students, stay-at-home parents or others looking to make some extra money each month without taking on the commitment of a full-time job. Benefits: Because TranscribeMe hires people on a contract basis, there are no benefits offered. Pay: TranscribeMe pays $15 to $22 per audio hour with a maximum monthly earning potential of $2,200. The average worker makes $250 per month transcribing audio and video files from home. How to Apply: Create a TranscribeMe account and complete a training course and an exam. Those who pass the exam will be able to start claiming transcribing jobs. Trusted HealthTrusted Health matches travel nurses with jobs that fit their requirements, preferences and location. When you sign up for an account with Trusted Health, you'll see personalized job matches based on your license type and clinical specialties. When you get a match, you will see information about the facility, the pay and the assignment (length, shift, etc) so you can determine whether it's a good fit. Benefits: Benefits depend on the assignment you are contracted for. Pay: Varies based on assignment. How to Apply: Sign up for Trusted Health by clicking here. TTECTTEC is a customer experience software as a service company whose employees help solve problems and provide support for their customers' customers. TTEC hires remotely for positions such as customer service, IT, consulting, marketing and sales. Benefits: Benefits at TTEC include medical, dental and vision coverage; 401(k); pet insurance; paid leave; and tuition reimbursement. Pay: Tutor.com does not list its hourly rate, but tutors report an average of $13-$14 per hour on Glassdoor. How to Apply: Search for available WFH jobs on the TTEC careers portal.  Tutor.comTutor.com is a service of the Princeton Review that offers personalized tutoring services for students in all stages of their education. Tutor.com offers work-from-anywhere opportunities for tutors who want flexibility and regular payments with no invoices required. Benefits: No benefits are offered to tutors, as they are considered independent contractors rather than employees. Pay: Tutor.com does not list its hourly rate, but tutors report an average of $12-$13 per hour on Glassdoor. How to Apply: Click here to apply to be a tutor. Looking for more online tutoring opportunities? Check out our roundup of the best online tutoring companies to work for. UnitedHealth GroupUnitedHealth Group primarily provides medical insurance policies through United Healthcare. It is also the parent company of Optum, which is a health information and technology firm. UnitedHealth Group hires in many areas, including clinical, consulting, corporate, healthcare, project management and technology. Many of these jobs are remote. Benefits: Benefits include medical plans, savings and retirement plans, tuition reimbursement, adoption assistance and paid time off. UnitedHealth Group offers medical and wellness benefits to full-time employees, as well as part-time employees who work 20 hours or more per week. Pay: Varies by position. How to Apply: To see a complete list of remote job openings at UnitedHealth Group, click here. Working SolutionsWorking Solutions provides customer service through its virtual contact center network. Companies that use Working Solutions include Shell, Intuit, Pfizer, Sprint, Peloton, Zillow and Expedia. Agents at Working Solutions are all WFH and can work when and where they want. Because of that, agents are considered independent contractors instead of employees. Benefits: Because agents are not employees of Working Solutions, there are no benefits offered. Pay: Working Solutions reports that its agents earn an average of $15 per hour. How to Apply: Search for available jobs here, and click the button to apply. XeroxXerox has been around since the early 1900s and offers printers and supplies, 3D printing and various business solutions. The company is headquartered in Rochester, New York, but employs over 8,000 remote associates through its Virtual Office Program. This program employs associates in customer care, tech support, quality control, systems development and more. Benefits: Benefits at Xerox include paid holidays, healthcare, life insurance, retirement savings plans, employee assistance programs and resources for childcare and eldercare. Pay: Varies by position. ZoomZoom has been providing cloud video conferencing since its initial release in 2012, but thanks to the pandemic pushing all meetings to virtual, it became the fifth-most-downloaded app worldwide in 2020. Zoom is hiring for many positions, including some that are fully remote (and, presumably, meet with their teams via Zoom). Remote positions at Zoom include enterprise sales associate, data scientist, software engineer and visual/web designer. Benefits: Zoom offers benefits like health insurance, 16 weeks paid parental leave, generous PTO, personal finance coaching and book reimbursement. Pay: Varies by position. How to Apply: View remote job listings at Zoom here. Ohio-based Catherine Hiles is a British writer and editor living and working in the U.S. She has a degree in communications from the University of Chester in the U.K. and writes about finance, cars, pet ownership and parenting. Information from contributor Danielle Braff and former staff writers Kaitlyn Blount and Matt Reinstetle is included in this report. This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017. This posting includes an audio/video/photo media file: Download Now |
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