Tuesday, June 1, 2021

The Simple Dollar

The Simple Dollar


How To Save When Food Costs Go Up

Posted: 01 Jun 2021 01:25 PM PDT

Over the summer, food and household supply prices are expected to rise as much as 15%. According to the average American household budget from the Bureau of Labor Statistics, the combined expense of food, household operations, and housekeeping supplies was $10,505 in 2019. A 15% jump in that number means the average American household is […]

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How To Avoid Early Debt When You’re Young

Posted: 01 Jun 2021 01:17 PM PDT

When you're young and new to your career, there's a lot of temptation to spend more than you earn. You see people ahead of you in your career path making a lot of money and living an affluent lifestyle, and it's easy to envision yourself being there in a few years. Why not spend a […]

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Where to Find Free Wifi in Any Neighborhood

Posted: 01 Jun 2021 11:47 AM PDT

Sometimes, free wifi can be a lifesaver. Imagine you're in an unfamiliar location and you have a smartphone or a tablet but you don't have a data plan (or you've already used up much of or all of your data limit for the month, or you don't have a good signal). You need to get […]

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How to Calculate Net Worth

Posted: 01 Jun 2021 09:40 AM PDT

Your net worth is a simple indicator of your overall financial health. It's the total value of everything you own minus the total of all of your debts; that's it. The higher your net worth, the healthier your financial situation. That number represents how much cash you'd have if you sold off every possession you […]

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30 Essential Pieces Of Free (and Open) Software for Windows

Posted: 01 Jun 2021 04:42 AM PDT

We live in a golden age of computer software, where there are freely available software packages for almost any purpose. But isn't there no such thing as a free lunch? Who makes free software, and why? Some free software is the result of people simply writing programs that they find useful and sharing them with […]

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Should You Buy a Duplex, Rent Out One Unit, and Live in the Other?

Posted: 01 Jun 2021 04:31 AM PDT

Investing in real estate can be a smart move, but that doesn't mean this wealth-building strategy is attainable for everyone. You usually need at least 20% to put down on an investment property and saving that much money can be a tough task for almost anyone – especially in this real estate market. But, what […]

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How to Remove PMI

Posted: 01 Jun 2021 12:00 AM PDT

Before you go looking for a mortgage lender willing to let you buy your next home without a significant down payment, there's a set of initials you should know about: PMI. Short for private mortgage insurance, this is extra mortgage insurance that's tacked on to conventional home loan purchases made with less than 20% down. […]

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