Friday, December 3, 2021

Money Crashers

Money Crashers


12 Types of Fees Banks Charge and How to Avoid Them

Posted: 03 Dec 2021 04:00 AM PST

It seems like you can't do anything at a bank without paying a fee. Banks charge fees for overdrawing your account, for using other banks' ATMs, for making too many transactions, or for making no transactions at all. Learn about these and other common bank fees and how to avoid them.

The post 12 Types of Fees Banks Charge and How to Avoid Them appeared first on Money Crashers.

What Is an Adjustable-Rate Mortgage (ARM)?

Posted: 03 Dec 2021 04:00 AM PST

An adjustable-rate mortgage (ARM) is a mortgage whose interest rate changes over time. It's different from a fixed-interest mortgage, where the rate stays constant for all 15-30 years of the loan term. Learn what to expect from an ARM and how to decide if it's right for you.

The post What Is an Adjustable-Rate Mortgage (ARM)? appeared first on Money Crashers.

How to Save Money on Books – 5 Ways to Read More While Spending Less

Posted: 03 Dec 2021 04:00 AM PST

Book lovers, rejoice! Whether you prefer paperbacks, e-books, or audiobooks, there are plenty of places to find cheap and — better still — free reading material. These are some of the best resources for the bookworm on a budget.

The post How to Save Money on Books – 5 Ways to Read More While Spending Less appeared first on Money Crashers.

How to Get a Personal Loan – 7 Steps to Follow

Posted: 03 Dec 2021 04:00 AM PST

Applying for a secured or unsecured personal loan is a multistep process that comes with no guarantees that your loan will be approved. But you can use this guide to increase your chances of success. Learn how to get a personal loan and how to proceed through the steps of the application process.

The post How to Get a Personal Loan – 7 Steps to Follow appeared first on Money Crashers.

What to Do If You Owe Back Taxes to the IRS

Posted: 02 Dec 2021 10:00 AM PST

Failing to file a federal tax return can have serious consequences. Ignoring your obligation to file and pay taxes can lead to steep penalties, losing tax refunds you're entitled to, and other problems. Fortunately, dealing with back taxes isn't as difficult as it sounds.

The post What to Do If You Owe Back Taxes to the IRS appeared first on Money Crashers.

How to Save Money at Whole Foods – 6 Shopping Tips

Posted: 02 Dec 2021 06:00 AM PST

Does Whole Foods Market really deserve the nickname "Whole Paycheck?" Maybe not. It's possible to get some fantastic deals if you know what to buy, what to skip, and where to look for money-saving opportunities.

The post How to Save Money at Whole Foods – 6 Shopping Tips appeared first on Money Crashers.

28 Best New Bank Account Promotions & Offers – December 2021

Posted: 01 Dec 2021 09:21 AM PST

There's no shortage of enticing opportunities for banking clients right now. But sorting through the best offers can be tricky. So we've done the work for you. Read on for our roundup of the best bank promotions for this month and the requirements you must meet to qualify for each.

The post 28 Best New Bank Account Promotions & Offers – December 2021 appeared first on Money Crashers.

IHG® Rewards Club Premier Credit Card Review

Posted: 01 Dec 2021 07:30 AM PST

The IHG® Rewards Club Premier Credit Card from Chase is a hotel rewards credit card with a $89 annual fee. It’s ideal for frequent travelers who regularly stay with InterContinental Hotel Group brands, which includes thousands of Holiday Inn, Staybridge Inn, and Candlewood Suites properties in the U.S. and around the world. Every purchase with this card earns

The post IHG® Rewards Club Premier Credit Card Review appeared first on Money Crashers.

23 Best Rewards Credit Card Sign-Up Bonus Offers, Deals & Promotions – December 2021

Posted: 01 Dec 2021 07:04 AM PST

Few credit card rewards and perks are more valuable than sign-up bonuses – also known as welcome offers, early spend bonuses, or new cardmember bonuses, depending on the issuer. Every month, we sift through dozens of new and existing credit card sign-up bonus offers – some worth $1,000 or more – and present the very best here.

The post 23 Best Rewards Credit Card Sign-Up Bonus Offers, Deals & Promotions – December 2021 appeared first on Money Crashers.

8 Best Credit Cards That Offer Hotel Elite Night Status for Free

Posted: 01 Dec 2021 05:00 AM PST

The right card with the right elite status benefits can reduce your annual lodging costs by a four-figure sum, more than offsetting even the priciest annual fees. The wrong card will gather dust in your desk drawer, incurring an annual fee for no good reason. Learn which card is best for you here.

The post 8 Best Credit Cards That Offer Hotel Elite Night Status for Free appeared first on Money Crashers.

7 Best Credit Cards With Global Entry or TSA PreCheck Benefits

Posted: 01 Dec 2021 05:00 AM PST

Not sure whether applying for Global Entry or TSA PreCheck is worth the effort? Here's what you need to know about each program, as well as what credit cards offer rebates for signing up. Perks include shorter lines and an easier time through security lines.

The post 7 Best Credit Cards With Global Entry or TSA PreCheck Benefits appeared first on Money Crashers.

9 Best Stocks to Buy Right Now (December 2021) – Investment Ideas

Posted: 01 Dec 2021 04:00 AM PST

Once you're ready to invest, you want to choose the best stocks. There are a whopping 6,100 different stocks to choose from listed on the Nasdaq and the New York Stock Exchange. With so many choices, where do you start? Use this guide to identify the top stocks to consider buying this month.

The post 9 Best Stocks to Buy Right Now (December 2021) – Investment Ideas appeared first on Money Crashers.

11 Best Travel Rewards Credit Cards – Reviews & Comparison

Posted: 01 Dec 2021 03:10 AM PST

Travel rewards credit cards are not one-size-fits-all. They fall into several broad categories. These categories include airline rewards credit cards designed to reward spending with specific airlines or airline partnerships, hotel credit cards that focus their rewards firepower on hotel stays and related expenses, and even cash back credit cards that offer accelerated cash back

The post 11 Best Travel Rewards Credit Cards – Reviews & Comparison appeared first on Money Crashers.

8 Best Business Bank Account Promotions & Offers – December 2021

Posted: 01 Dec 2021 03:00 AM PST

Savvy small-business owners, solopreneurs, and freelancers who know where to look can find lucrative account-opening and referral bonuses on new bank accounts needed to conduct their everyday business. These are the best business bank account promotions available today.

The post 8 Best Business Bank Account Promotions & Offers – December 2021 appeared first on Money Crashers.

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