Tuesday, January 25, 2022

Residence Style

Residence Style


Bedroom Wall Murals

Posted: 25 Jan 2022 04:24 AM PST

If you want to elevate your bedroom appearance, then bedroom wall murals can provide the best help. Wall murals are just like wallpapers but with larger print and an extensive range of quality standards. You won't find such a privilege with wallpapers.

In addition, many wall murals for bedrooms have been introduced in recent times for better. These design concepts are to overcome the flooded customer demands. Therefore, this subject is in hot trend, and we'll find out more about it today. So stay right here and find out more,

Beauty meets language:

All bedroom murals bring different styling functionality at the end of the day. You will be blown away by the extensive styling options drenched into various artistic styles. Therefore, these murals are proven to be your way of expression in a set of audiences.

Moreover, a bedroom is like highly personal space. Bedroom murals help you make a bedroom supremely private on top of everything. You can get to choose from different unique styling options to get the right styling option for your requirements.

Benefits of bedroom wall murals:

Applying bedroom wall murals is a worthy investment if we look over some of their benefits. So yes, bedroom wall murals do provide extensive advantages at the end of the day. Let's look into some of the gifts given below,

1-Becoming expressive:

A normal bedroom doesn't promote anything regarding your personality, but wall murals do. By applying different graphics, and artistic elements, you can finally express the colour of your soul. There are different wall murals that you can select that complement your choice.

The extensive trend of wall murals has made it simple to select any wall mural, even when looking for something specific.

Murals 2

2-Uplift property value:

Fortunately, wall murals come under the banner of construction for some reason. They are basically the part of walls as they cover them completely. Most constructions with wall murals are more expensive. That is the same rule which applies here too.

When you apply wall murals, you are increasing your house worth. Simple walls are graceful, but wall murals just lift the game. Therefore, you can consider getting wall murals of your bedroom as it also uplifts your property value.

3-Better at everything:

Bedroom wall murals are highly impressive when it comes to endurance level. You might have heard about wall paints durability level, but wall murals have a strong game here. Most wall murals offer better wall protection functionality than most wall paints out there.

Additionally, most wall murals protect against accidental water spilling as well. That is what makes them highly promising when it comes to efficiency against all sorts of odds.

Conclusion:

So that was our detailed analysis regarding the bedroom wall murals. Such wall murals bring extensive styling options to match your bedroom décor. In addition, applying wall murals can elevate the value of your property at the same time.

Besides, wall murals are highly efficient when put in comparison to wall paints. These murals are durable and expressive at the same time.

The post Bedroom Wall Murals appeared first on Residence Style.

Here are Some Amazing Services Good Movers Offer

Posted: 25 Jan 2022 01:30 AM PST

If you’re moving, hiring professional movers and packers may help the process go more smoothly. Not only will the approach save you money, but it will also ensure that all of your valuables stay secure during the relocation. 

A lot of people don't know what these special (and often necessary) services are. So, they get deprived of some essential amenities that can help make moving so much easier. Here are some amazing services good movers offer that can make moving houses seamless and hassle-free.

Moving

The key service that moving companies provide is helping people transport all their belongings from their old house to the new one. Imagine if you had to move the items by yourself or even load and unload a truck on your own – that would be a major task! Professional MOVERS AND PACKERS can handle this heavy lifting for you so you don’t have to worry about hurting your back.

The moving services usually include transporting your packed items into the truck from your past residence. Once the truck is completely loaded, it will transport your items to your new house. But, this description covers only the simplest kind of moving. Moving can be complex due to a few factors:

Long Distance Moves

Sometimes you might be moving far away from where you currently stay. If you are moving out of state, let's say from Florida to Hawaii, you will need a moving company that will shift your belongings out of your house and send them to Hawaii via shipment. Then, once your items reach the other state, they will take them to your new abode.

Long-distance moves can include moving your items via road as well. In that case, the moving truck might have to drive for over 6 hours to reach your new location. Long-distance moving will cost more than interstate moves, so learn about the distance rates before striking up a deal.

Movers

Moving to Places that are Difficult to Reach

Suppose you are planning to relocate to the countryside, and you are moving to the top of a mountain, or somewhere you can only reach with a small vehicle. In that case, the movers will provide you with shuttle services.

With these shuttle services, movers will shift items in multiple small trips. The cost will be based on how many trips they had to take. The more difficult it is to reach the place, the more the rate might go up. However, they will take away your difficulties of having to do it on your own.

Moving Supplies

Did you know that your movers can provide you with all the supplies you need to aid your move? Things like boxes, bubble wraps, masking tapes, ropes, bags, etc. They can provide you with whatever supplies you need,

Moving houses is already difficult enough. If you need to make many runs to the store for supplies during packing, it can tire you out quickly.

If you are moving houses for the first time, the chances are that you often don't have all the supplies and know-how of packing your stuff. In that case, it is better to let your movers give you all the necessary supplies for your packing and moving.

Packing Services(Plus Unpacking!)

The reason why most movers also sell packing supplies is that they often also provide packing services themselves.

Imagine moving houses without having to pack up? All you have to do is watch over as others do it for you! This can take away half of your trouble regarding the move. These packers are professional and fast. Not only will you be saving yourself from the trouble, but you will also get packing done a lot faster.

When you have a lot of fragile items like glass tabletops or precious decoratives made of ceramic, it is better to let the professionals handle the packing. Handling and packing fragile belongings is not for everyone and will need some expert skills.

If you want your packers to unpack the items for you in the new house, they will also do that for you. Of course, they will charge you extra for the services. However, this is an excellent choice if you wish to take the responsibility of packing and unpacking off your shoulders.

Moving Large Items and Rigging Services

Some items are too big for one or two people to move. In this case, movers provide a special service where they move such items for you. These kinds of moves usually require the use of more manpower, strength, and, in some cases, special tools and machinery.

They will move such items for you so that you don't have to deal with them. Items like pianos, jacuzzis, heavy wardrobes, etc., often require more people and strength for moving. You can get this service from your movers.

Some furniture can't be moved out of apartments or upper floors of the apartment, through the doors, small hallways,  stairs, or elevators. These items need special handling and equipment. They often need to be brought out through balconies or even large windows. In this case, you will need rigging or hoisting services, which are also provided by moving companies.

Handling Furniture

Some furniture may need to be disassembled before it can be moved, as they are either large, heavy or oddly shaped, which can make moving difficult. These furniture pieces require disassembling services, which a good moving company can provide.

The disassembling experts can take apart furniture faster than you can imagine. They will also ensure that no screws or bolts are lost.

They will make sure that they take apart the right parts without accidentally breaking something. An amateur can make that mistake. But an experienced professional will know exactly how to disassemble and do it quite fast.

They also provide reassembling services if you hire that service. This way, they will take apart the furniture in your old house, shift it to the new house, and put it back together.

Movers

Appliance Maintenance

A good moving company will help you unplug and move your appliance. Safe removal of appliances is a key service that is necessary as some electrical items are intricately connected to the power supply source. When unplugging, it can be potentially dangerous if you don't know what you are doing.

During the removal process, they will take care of everything on the electrical side. They also provide appliance servicing so that your old appliances reach your new home in a better condition. Taking this service is recommended, especially if you don't know much about electric appliances.

Multiple Pickups And Deliveries

Sometimes people store their belongings in multiple places. For example, you might have left some items at your parents' house or a friend's garage. These items need to be picked up from these various storage points and delivered to your new residence.

A good moving company will offer to pick up all the items from these multiple stoppage points. However, you will have to pay extra for these services. The rates will depend on how far they had to travel or how many different stops they had to visit.

They will also deliver to multiple locations if you need them to. For example, you might be giving away a piece of furniture or temporarily storing something at a relative's house. In that case, they will pick up the items from your old residence and take them to the place of delivery.

Storage Services

Let's say that you had to move out of your old house, but your new abode won't be available for the next two weeks. You can stay at a hotel or a friend's house during that time; however, where will you keep all your belongings?

Some moving services have warehouses or rented warehouse spaces to store your items until your new home is ready. This makes difficult moves easier. If you are not going to be able to accommodate the items for a while, they will also provide long time storage services.

Junk Removal Services

When you move houses, the chances are that there will be many items you want to get rid of. Some moving companies also provide junk removal services. This way, they help make your old house ready for new owners.

A good moving company will get rid of your junk, but they won't just throw them away. They provide efficient and responsible junk removal. If there are items they can donate, they will donate them. They will recycle items that can be recycled. Every item will go where they belong.

Final Thoughts

Now that you know what kind of amazing services your movers can provide, you can start researching the moving companies and pick the one you feel comfortable with. They can make your move to another place, no matter the distance, much smoother.

Whatever challenges you might face during your move, they can help you sort through them all. A good moving company will make your move stress-free, seamless, and painless.  Good luck!.

The post Here are Some Amazing Services Good Movers Offer appeared first on Residence Style.

Is it Possible to Repair Household Appliances?

Posted: 25 Jan 2022 01:20 AM PST

More often than not, we wonder what we would do when our household appliances break down. When everything is working correctly, then life gets easier. When your refrigerator, washing machine, or any other appliance breaks down, it's easy to get stressed by the cost of making a brand new purchase. Not anymore!

Do you know that you could cut down costs and repair your household appliances? "How?" you ask? The first step is familiarizing yourself and getting to the root of the problem. Consider these repair tips as they will come in handy: 

How To Master Your Appliance Repair: Top Tips

Instead of calling a professional and spending a handful of money, you can use some of the best tips to solve your household appliance repair issues. These tips include:

  • Check the obvious

The best way to troubleshoot your household appliance is by checking basic problems before looking for the most serious ones. If anything a quick repair may be all that is needed. 

As such, you should check your power setting, ensure that your appliance is properly plugged in at all times and the digital outlet is getting sufficient power. 

There are also appliances that may refuse to work when placed on an uneven surface. With these simple checks, you will diagnose the problem before diving into a deeper check. 

  • Know the 50% rule

The 50% rule says that if a household appliance is more than 50% through its expected lifespan, then the costs of repairs amount to 50% more than the cost of a new appliance. 

In this case, carrying out a repair does not make sense. Alternatively, you should replace the appliance.

Appliances

  • Listen to the moving parts

The moving parts of your household appliances are often the ones that fail the most due to wear or malfunction. Fans and motors often break down for a majority of appliances. 

At this point, noise is the best hint. If the appliances produce any noise, then it will result in an easy replacement and repair of the parts. 

  • Invest in a multimeter

With the right tool, you’ll know whether your appliance has a wiring problem. All you should do is purchase a multimeter that will allow you to measure voltage and check other important signals to make sure that the wiring is in place. 

  • Know where your hoses are

The effectiveness of household appliances like your dishwasher or washing machine depends on their hoses as this will help in moving them around. If a leak occurs, then you should always check the hose and its surrounding area. 

Often, you'll find that hoses wear out before other components, so pay close attention to the condition of the hose to determine whether it's working as intended.

  • Check to see if error codes are visible

Thanks to the internet, you no longer have to rely on guesswork when your household appliance malfunctions. You can simply search for error codes that relate to the particular appliance and verify to see if it's the message you're getting on your display. 

Once you come across the code, you'll equally find out how to fix it. This way, you do not have to worry about the expenses of contacting a  professional repairman. 

Appliances

  • Understand the refrigerant cycle

There's a refrigerant present in many household appliances. As such, it's important to understand how the cycle works and what could go wrong. 

While the refrigerant cycle may be a bit complex to understand, it is one that you'll get conversant with over time. Even better is the fact that it applies to all of your appliances. This way, you'll know what went wrong and gain a proper diagnosis of the problem. 

  • Check the ignition

Gas-powered appliances depend on ignition processes to get started. When this kind of appliance breaks down, ignition is the most common culprit. If it doesn't start correctly and the pilot light is off, then you should consider repair. 

The Bottom Line

Even if your household appliance is not yet broken down, carrying out constant checks is the way to go. This will help you get ahead of any breakdowns before they occur. 

But remember to be armored with the kind of tools that will get the job done; a screwdriver is not enough.  Purchase an affordable repair kit and you will be ready with everything that you need the next time your appliance breaks down.

Are you looking to repair your household appliance? Contact Ottawa appliance repair for the most professional end results. 

The post Is it Possible to Repair Household Appliances? appeared first on Residence Style.

What is Tenant Liability Insurance and How Does it Work?

Posted: 24 Jan 2022 09:32 PM PST

Accidents might happen on the landlord’s property during your stay as a tenant. You might end up owing thousands of dollars in legal fees and damages. However, having tenant liability insurance coverage can save you from going bankrupt.

What is tenant liability insurance

It is insurance taken by the tenants to cover damage or loss of property owned by the landlord. The insurance legally covers the damages caused during their stay.

However, this insurance must not be confused with the tenant’s content insurance the latter exclusively covers the contents inside the property. To learn more about affordable tenant insurance, visit Surex

What Does Tenant Liability Cover?

Here are the scenarios your insurance would cover:

  • Injuries caused at the property: There might be a case when a third party visiting your rented home has an accident and gets injured while on the property. Without tenant insurance, this would make you liable for paying for their treatment. However, tenant insurance coverage protects you in this case.
  • Items misplaced or damaged at home: You might misplace or damage the landlord's items when on the property. The insurance would cover these costs.
  • Accidents like fire and water damage: There is nothing much you can do in the event of a fire or water damage. As long as they are not caused by you, the tenant's insurance coverage would cover the expenses.
  • Damages caused due to social events: If you host regular social gatherings at your place, the chances of property damage increase. Thus, make sure you have appropriate insurance in place.
  • Theft: Theft is yet another uncontrollable situation. An appropriate policy would cover events of theft and compensate you an amount equal to the replacement value of the lost items.

Tenant Liability Insurance1

What Doesn't Tenant Insurance Cover?

Here are the scenarios your insurance wouldn’t cover for:

  • Natural damage due to wear and tear
  • Theft caused due to the tenant’s own fault
  • Damages while the property is unoccupied for more than 30 days
  • Problems arising from a home-based business
  • Acts that are not a result of accidents

Is tenant's insurance mandatory?

No Canadian law does not require tenants to purchase a tenant's insurance coverage. However, vigilant landlords may require their tenants to purchase the policy. 

Thus, if it is a part of your rental agreement, you would have to purchase a tenant's insurance.

How much tenant liability insurance do you need?

The majority of the tenant liability insurance coverage ranges from $100,000 to $500,000. But if you aren’t sure how much insurance you would need, adding up your net worth might help. The net worth approach helps you understand what you own and plan your coverage accordingly.

How to Purchase Tenant Liability Insurance?

Here’s how you can purchase tenant liability insurance:

Decide your coverage types

There are various types of tenant liability insurance. While some cover personal possessions, others cover living expenses. If you obtain coverage for personal possessions, you’ll get coverage for furniture, appliances, and more.

There is specialized coverage also, which provides you complete protection against floods or earthquakes. However, if your area does not have a history of these natural disasters, you can skip this add-on.

Determine the coverage amount

Everybody doesn’t require the same coverage from their insurance. It entirely depends on the amount of your rent and the location you’re in, along with your lifestyle. 

Choose an insurance company

Many companies still don’t offer tenant’s insurance which means you’ll have to do thorough research. Once you come across an insurance company that does, you need to shop around and explore the terms, features, and offers to make a sound decision.

Mistakes to Avoid When Buying Tenant Liability Insurance

While purchasing insurance, we all make some common mistakes that can cost us our hard-earned money. Here are some mistakes that you must avoid when buying tenant liability insurance.

Not knowing what the policy doesn’t cover

You probably check what you get while purchasing a policy, but it is important to check what the policy doesn’t cover. Knowing that can guide you in purchasing any additional coverage if required.

Not considering extra coverages

While purchasing a policy, you may forget to check for extra coverage you can get. These add-ons do not cost much when purchased along with the main policy.

Not comparing prices

It’s always recommended to shop around and compare prices before settling for one.

Tenant Liability Insurance3

How to reduce the cost of tenants’ insurance?

Here are some ways you can reduce the tenant’s insurance cost:

Go for annual payments

Paying annually instead of monthly will help you reduce the insurance cost to a great extent. If that seems hard, you can always go for a 0% purchase credit card and spread the interest-free payments over twelve months.

Consider the extras carefully

The insurance company will offer you extra coverage every so often. But you will need to choose which option will help you get significant benefits without increasing the tenant’s insurance cost.

Improve security

You certainly do not need insurance for everything. For example, you can talk to your landlord and convince them to install better locks on doors and windows. It will ensure better security and might save you the insurance cost.

Conclusion

Hopefully, this article has answered your question: What is tenant liability insurance?

Indeed, purchasing a policy requires ample research and knowledge. Although it is not mandatory coverage, a tenant's liability insurance protects you in unforeseen circumstances. If you are unsure about the extent of coverage needed, talk to an insurance expert today. They will help you figure out the best coverage according to your needs.

The post What is Tenant Liability Insurance and How Does it Work? appeared first on Residence Style.

Mortgage Lenders and Their Lending Programs for First-time Home buyers

Posted: 24 Jan 2022 09:18 PM PST

Buying a home is a tough experience, so much so that it feels like a Herculean task. It’s not only because of the heaps of paperwork that need to be done but also because of the terminology, large numbers of people involved in the process, and the fees. Once you're the homebuyer, it's natural for you to feel like agreeing to whatever is being said in order to sign and get things done as soon as possible.

But if you're a first-time homebuyer, you might come across several challenges while buying a new home. First-timers usually don't get the chance to take out equity from a previous home sale which often makes their down payments much lower when compared to seasoned buyers. Nevertheless, there are first-timer-friendly mortgage lenders like MLD Mortgage that offer several pocket-friendly plans for new buyers. 

Besides the customized plans offered by such companies, there are several federal homebuyer programs that can make it easier for first-timers to grab a loan. Let's check out some such options.

VA Loan

Did you know that the US Department of Veteran Affairs, also known as the VA, provides all sorts of assistance to its service members, their surviving spouses, and veterans to help with their dreams of becoming a homeowner? VA loans usually don't require any down payment or the requirement for getting mortgage insurance. However, their process approval is still there to maintain accuracy and transparency. The lender will only check your current income and debt-to-income ratio before approving your VA loan.

first-time homebuyers1

FHA Loan

This is most often the go-to option for most Americans who are planning to buy a home for the first time. With a shaky credit history, FHA loans are undoubtedly the best option. The Federal Housing Administration will back up a part of FHA mortgages which makes the lenders more lenient while approving loans. Since the FHA guarantees these loans, borrowers will only require paying down 3.5% of the total loan amount for qualifying. However, FHA loans have an upfront, built-in added cost – mortgage insurance premiums. 

DPA Loans

Are you still struggling to arrange the down payment of your mortgage loan? If yes, you might qualify for DPA or down payment assistance loans These loans can drastically reduce the amount you have to pay down for loan qualification. Examples of these types of loans include deferred payment loans, second mortgage loans, or forgiven loans. 

Fannie Mae and Freddie Mac Loans

Well, these two names might sound like rock bands from the '80s but they are actually the foundation of the entire home loan procedure. They are federally-sanctioned companies that work with several mortgage lenders to offer the most alluring options on conventional mortgages. They offer you loans with as little as a 3% down payment. 

Man and Woman Unpacking Near Our First Time Buyer Welcome Mat, M

USDA Loan

You might not be aware of the fact that the US Department of Agriculture also has a homebuyer's assistance program. By reading the name, if you think you should be a resident of the farm to qualify for such a loan, you're wrong. This assistance program targets the rural areas and promote 100% funding by guaranteeing the mortgages offered to the borrowers. However, there are limitations on income thats differ by locality. 

State first-time homebuyer Loans

Apart from the government-backed programs mentioned above, there are other local and state government offers for homebuyers as well. You may learn more about the various first-time homebuyer programs offered by your state through their websites. Doing a little bit of research to learn about these offerings can help you make an informed decision on which is best for your situation. 

So, if you're a first-time homebuyer, there are several loans, grants, and other financial assistance programs that can facilitate the process of buying a home. These programs help you with reduced closing costs, down payments, or even tax credits. Explore all your options before settling down with one particular type.  

The post Mortgage Lenders and Their Lending Programs for First-time Home buyers appeared first on Residence Style.

Questions to Ask Yourself Before Professional Toilet Installation

Posted: 24 Jan 2022 09:11 PM PST

We all know that the toilet is one of the most important fixtures in each household. If you are at home it is surely to be used every single day, and not many other appliances of your home can hold that prestige! For something so essential to your everyday life, we often don't think about the toilet itself all that much unless it were to somehow break down. When the time comes to tackle the job of toilet replacement, consider these questions before seeking a local handyman.

What Size and Shape of Toilet is Right for Me?

If you haven't needed a toilet replacement in a while, you may be shocked to find out there are quite a few options these days. The most important considerations are the height of the seat, and the shape of the toilet bowl. The height of the toilet seat simply comes down to a matter of comfort for your height and leg length. As for bowl shape, you can consider a round or oval shape. Oval shapes are typically the most popular, however, they tend to stick out further which is something to ponder for a small space. 

Professional Toilet Installation2

Do I Have Enough Space?

Consider that toilets do indeed take up space and their size or shape must accommodate personal and spatial needs. In addition, they must meet required building codes. If you are thinking about a toilet installation in a room that previously did not have one, ensure that there is enough room for clearance, which is typically 15 inches from the center and 2 feet in the front of the toilet.

Experience the Difference.

When it comes time for the ever-important toilet replacement, be sure to seek local handyman services that put the customer first. Engage with a team of friendly and capable handymen who are ready to provide toilet installation and toilet replacement. A quality handyman service can aid in a variety of tasks including leaking toilet repair, leaking faucet repair, garbage disposal replacement or installation, faucet repair and much more. Your local handyman will be trained and ready to discuss your household needs and get the job done on time and on budget.

The post Questions to Ask Yourself Before Professional Toilet Installation appeared first on Residence Style.

Why Do You Need to Install an Acoustic System in Your Home

Posted: 24 Jan 2022 09:02 PM PST

Our homes are our safe havens where we spend our time relaxing, chilling, and sometimes working. Therefore, our homes should be built with a relaxed ambiance to help you relax and be productive. However, there are challenging factors such as noise pollution, which is a rising concern, especially in urban areas due to the ongoing activities in such places. Therefore if you live in an area prone to noise pollution, you need to consider investing in an acoustic system. Therefore, having acoustics installed in your home office will give you peace of mind enhancing your productivity. Acoustics is also a good technique to manage the sound in your home using clever sound absorption. Acoustics paneling is used on the walls and ceilings of movie theaters and auditoriums to provide audiences with a more intimate experience. Depending on your needs, acoustics may provide a controlled environment for private chats or public gatherings.

Acoustics are essential in establishing a safe, focused, and productive atmosphere. Acoustics combines clever invention and outstanding material design with long-term architectural ramifications. Board rooms and conference halls, where people gather to discuss critical issues, are good examples of good acoustics.

Here are some of the benefits of having an acoustic system in your home

1. Improved privacy

Privacy is becoming more of a problem, particularly in densely populated places of cities. Privacy is essential when you want to work or have a private talk with loved ones. Sound is effectively absorbed by using acoustics wall panels. This means your privacy is important. Next door, you won’t have to deal with obnoxious neighbors or an out-of-tune sound system. Your winning streak will be acoustic.

2. They improve the communication atmosphere

When discussing anything significant, the other person must comprehend everything you say. Sound acoustics may assist in creating the ideal communication atmosphere. Acoustic wall panels can help prevent unwanted sounds from disrupting your flow, especially in congested, busy cityscapes. Indoors, better sound quality will break down any communication obstacles and provide a peaceful setting for your chats.

Acoustic System2

3. Minimizes stress

Acoustics is an excellent method to keep track of your surroundings. Acoustic wall panels can lower stress levels in the surrounding area by absorbing sound and reducing noise. This implies there aren’t many things to take your attention away from your regular tasks. There isn’t much standing in the way of a pleasant afternoon lunch with the family. The movie experiences you’ll have in your living room will be incredible. Stress reduction improves one’s general well-being. Acoustics is well-known for enhancing well-being by reducing noise levels and contributing to a calm environment.

4. Better productivity

Productivity rises when people are in a calm setting. Being at the right place at the right moment is, for the most part, about the quality of the atmosphere. Sound levels are important for productivity in companies, schools, churches, and homes. Thanks to excellent sound absorption and thoughtful design, indoor acoustics are maintained with class and perfection. You can count on a secure refuge where you’ll get the most out of your time and hear better.

5. Offer safety

Safety is a primary consideration in settings where noise levels might be high. It is critical to communicate, especially when dealing with large gear, to minimize dangers. In loud areas, acoustic wall panels can reduce reverberation and improve communication. The acoustic quality in houses might help newborns get enough slumber without being disturbed by the never-ending cityscapes.

In summation, investing in acoustics is beneficial for the enhancements of our homes to improve sound quality and provide a calm and serene environment for better productivity.

The post Why Do You Need to Install an Acoustic System in Your Home appeared first on Residence Style.

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