Making Sense Of Cents

American Home Shield Review – Do you need a home warranty?

Posted: 25 Feb 2022 04:27 AM PST

Welcome to my American Home Shield Review. I have partnered with American Home Shield in this article to share the benefits of home warranties and how you can protect your budget with a home warranty.

Owning a home can be expensive, and it can really impact your budget if something breaks.

After all, there are so many appliances and systems that go into running a home.

There is heating and cooling, electrical systems, plumbing, kitchen appliances (such as your refrigerator, oven, dishwasher, and more), washer and dryer, garage door openers, ductwork, roof leak repair, and more.

Unfortunately, these are all things that can break.

And, when they do, it can be quite costly!

The potential cost to repair or replace a heating system without a home warranty – up to $3,625
The potential cost to repair or replace a refrigerator without a home warranty – up to $1,500
The potential cost to repair or replace a water heater without a home warranty – up to $1,200 (Source: AHS.com)

This is where a home warranty comes in.

If you’re a homeowner, then this is definitely something that you may want to think about. A home warranty can cover appliances and home systems, so that when something breaks, you can either get them repaired or replaced.

Some of the questions that I will go over in today’s article include:

What is a home warranty?
Who needs a home warranty?
How much does it cost for a home warranty?
Is American Home Shield warranty legitimate?

And more!

With a home warranty plan, you can get household systems and appliances covered for older items, no matter how old they are. This is a great positive, especially if you own an older home. You can also get coverage for breakdowns due to lack of maintenance, bad installations, removal of old, defective items, and more.

Benefits of a home warranty plus American Home Shield Review

What is a home warranty?

A home warranty is a service plan that you can purchase each year to protect your home (and budget) from costly repairs and replacements. Repairing and replacing household systems can be expensive, and a warranty can help you to cover your costs.

Now, a home warranty is not home insurance – instead, a home warranty protects household systems and appliances that your insurance doesn’t. Keep in mind, homeowners insurance only covers damage such as from fire and theft, not normal wear and tear.

When owning a home, household systems and appliances break down, as I’m sure you know. A home warranty helps to cover these costs, either through repair or replacement.

When to buy a home warranty? Who is a home warranty for?

A home warranty is for homeowners who want to help protect their budget from the high cost of household appliance or system failures due to normal wear and tear.

How much does American Home Shield cost? What is the average cost of American Home Shield?

Home warranty plans typically cost around $500 to $700 per year.

American Home Shield has home warranty plans that start at just $39.99 a month, and they have three different plans. The cost of the warranty for your home depends on factors such as:

The amount of coverage you want for your home and appliance
The size of your home
The Trade Service Call Fee that you choose. This is the fee that you will pay when you have a service request, such as if you need a plumber or an electrician to come to your home. This will either be $75, $100, or $125 (plus tax in certain areas). The higher your Trade Service Call Fee, then the lower your monthly cost.
Plus any extra coverage that you add. For example, if you have a pool and you want it to be covered.

You can see how much an American Home Shield plan will cost you by heading to their website here, and typing in your home address.

How does a home warranty work?

Using American Home Shield is easy. When something breaks, all you do is:

Contact American Home Shield either online or by phone.
Pay your Trade Service Call Fee.
Next, American Home Shield will assign a repair professional to you.
Then, you will either get a repair or replacement if the system or appliance is covered.

An AHS home warranty is easy to use, as you can see above.

Is American Home Shield warranty good?

American Home Shield offers home warranties that help cover repairs or replacements when parts of systems and appliances fail from everyday use.

American Home Shield is the largest home warranty provider in the U.S. and has helped countless homeowners for over 50 years.

The company has over 2 million customers, with a network of over 17,000 licensed contractors. American Home Shield has paid out over $2 billion in home warranty claims to homeowners in just the last 5 years.

American Home Shield has three different plans you can choose from, which help cover the cost when parts of over 20 different home systems and appliances may wear out. Plus, the age or condition do not matter.

The three plans are ShieldSilverTM, ShieldGoldTM, and ShieldPlatinumTM. ShieldSilver covers 14 major systems such as heating and cooling systems, electrical systems, and plumbing systems. ShieldGold covers everything in ShieldSilver, plus 9 more appliances such as kitchen and laundry appliances. ShieldPlatinum covers everything in ShieldGold and ShieldSilver, plus roof leaks, HVAC tune-up, and more.

Is American Home Shield worth it?

I hope you enjoyed today’s American Home Shield review.

After reading the above, you may be wondering if American Home Shield is worth it.

One example that I want to mention is that the cost to repair or replace your air conditioning unit in your home could be up to $3,800 without a home warranty (Source: AHS.com), and this is something that a home warranty plan can assist you with. You would just pay the Trade Service Call Fee and American Home Shield will help you from there. This is a huge cost, and a simple home warranty plan from a company such as American Home Shield can ease a lot of the stress and financial cost for you.

Many, many people purchase a home warranty plan, such as when they purchase a home or when they are selling their home. Home warranties aren’t just for buyers and sellers. They are for anyone looking to help protect their budget from the high cost of unexpected repairs. A home warranty can help to ease any surprise home repairs that you may experience, so that you can stay on budget and save money.

You can find more American Home Shield reviews and American Home Shield BBB reviews here. If you have more questions, you can leave a comment below.

Please click here to learn more about American Home Shield.

Do you have a home warranty?

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