Thursday, June 2, 2022

Residence Style

Residence Style


How to Write a Good Resume

Posted: 02 Jun 2022 02:59 AM PDT

How do I write a resume that is really interesting? And how can I enhance my profile in relation to the position sought?

These are the questions you need to answer before filling out your CV. Always remember that the CV is your first step towards a successful job search; it is, therefore, essential to focus on the offer and on everything that can be put to good use in the new job without neglecting any relevant aspect, including interests, activities and other similar information that contribute to making your profile potentially interesting for the position sought. 

Attention then also to the choice of the CV model: unless the company requests specific formats, you could also think of opting for a more colorful and original model such as the infographic curriculum that allows you to use a synthetic, fresh, and immediate language. You can also hire experts who will help you with writing a resume

In short, the alternatives to enhance your CV and offer you the best are many. You need to know which one is right for you.

What to include in the curriculum?

Synthesis, precision, and personalization. These are the three keywords to make your resume effective. So, avoid lists, insignificant details, and skills you don’t have full mastery of. 

Try to be clear and organize your training, personal and professional path in key points. Also, remember that your resume is the only tool you have at your disposal to introduce yourself to recruiters: therefore, try to highlight and enhance the points that may be relevant to the position you are applying for. 

And don’t forget to attach your cover letter to your resume, an indispensable tool for adding value to your profile and prepared according to the role and position you aspire to.

What to write in the curriculum on educational and professional experiences

The educational and professional experiences in a resume are the central aspect. It is essential to know that the experiences must be inserted in descending order in a CV. Therefore, specify the last qualification obtained, with any training experiences abroad, masters or specializations, and training courses related to the role you want to fill. 

However, professional experiences always start from the most recent, specifying the start and end date of the collaboration, role, and tasks performed.

Resume 1

Professional skills

The training and professional experiences that have marked your path have led you to develop specific professional skills. Therefore, it is good that you know how to enhance them in your resume to let recruiters know what objectives you have achieved, what values ​​you could bring to the company, and what you expect from this new job. It is important to dedicate a space on your CV to the main skills that characterize your profile, highlighting your skills and attitudes.

Strengths and weaknesses

Identify all your main skills. All that remains is to enhance them by specifying what your strengths are. Also, mention the most important qualifications or roles you have achieved, with their results, and give particular emphasis to your soft skills. But be careful not to go too far. These elements will then be further mentioned in the cover letter and discussed during the interview.

Non-work experience

Including non-work experience on your resume can sometimes make a real difference. Having participated in meetings, training courses, volunteering activities, and other experiences related to the role that will be filled could be decisive for recruitment. Faced with another profile with a professional and educational path equal to or similar to yours, the recruiter may decide to give you an opportunity precisely by virtue of your experience.

Photo curriculum vitae

Even the choice of the photo to be included in the curriculum is an element that should not be underestimated. The first thing to decide is the format: the photo should be a close-up of your face, so choosing a half-length photo is best. Try to avoid selfies for both professionalism and image quality. 

Then there are other details to consider, such as the choice of clothing and background, which must be strictly neutral. You can choose a light wall or, better still, completely white to highlight your figure.

The post How to Write a Good Resume appeared first on Residence Style.

Lush Life: Best Tips for Planning the Perfect NY wedding

Posted: 02 Jun 2022 02:51 AM PDT

New York is the city of love and there is no better place to plan a wedding than in the Big Apple. We know that arranging a wedding can be a daunting task, so if you are looking to have a truly magical day, here are some tips to help you plan the perfect New York wedding.

  1. Pick the right season: Spring and fall are the best times to get married in New York. The weather is mild and the scenery is beautiful. That doesn’t mean you can’t have a winter or summer wedding, but be aware that the weather can be unpredictable.
  2. Choose an amazing venue: There are so many incredible places to get married in New York. Consider getting married in a Central Park, on top of the Empire State Building, or at one of the city's many stunning museums, like the Guggenheim or the Metropolitan Museum of Art.
  3. Send out chic save-the-dates: Set the tone for your wedding with elegant save-the-dates. You can find some great New York-themed designs online or at your local stationery store.
  4. Have a fabulous fashion moment: Your wedding dress is one of the most important aspects of your big day. Make sure to find a gown that makes you feel like a million bucks. If you're looking for something truly unique, consider having your dress made by a local designer, like Badgley Mischka or Carolina Herrera.
  5. Plan a killer reception: The party doesn't have to end when the ceremony does. Make sure to plan an unforgettable reception, complete with great music, delicious food, and flowing champagne.
  6. Have a great photographer: One of the most important aspects of your wedding day is capturing the memories in photos. Make sure to hire a talented photographer who can capture the beauty of your big day.
  7. Make sure to book a great band or DJ: The music at your wedding will be one of the things that guests remember most. Make sure to hire a band or DJ that will get everyone up and dancing.
  8. Mind transportation: Be sure to hire a New York wedding limo service to help transport your guests around the city. This will make your wedding day hassle-free and allow everyone to enjoy themselves. You will be assigned a driver and a personal wedding assistant to help with anything you need. You’ll surely make an entrance when you pull up to your wedding in a luxurious limousine.

wedding 2

Plus, you’ll make sure everyone arrives back home safely at the end of the night.

  1. Have a backup plan: The weather in New York can be unpredictable. Be sure to have a backup plan for your ceremony and reception in case of rain or other inclement weather.
  2. Plan a fabulous honeymoon: After all of the planning and excitement, you will want to relax and enjoy your honeymoon. New York has some of the best hotels in the world, so be sure to book a room at a luxury hotel. Here are some of the most popular hotels around The Plaza Hotel, The Waldorf Astoria, and The Ritz Carlton.
  3. Relax and enjoy your big day: The most important thing to remember on your wedding day is to relax and enjoy yourself. This is your big day and you should savor every moment.

Planning a wedding in New York can be an incredibly exciting and overwhelming experience. But if you follow these tips, you are sure to have a magical day that you and your guests will never forget.

The post Lush Life: Best Tips for Planning the Perfect NY wedding appeared first on Residence Style.

5 Questions To Ask Your Burbank Plumber About Pipe Relining

Posted: 02 Jun 2022 12:07 AM PDT

Piping works require repairs every now and then to ensure they serve you efficiently. There are many techniques used to handle the repairs. One of the latest procedures is known as pipe relining. This process involves repairing a damaged pipe from its current position without removing or replacing it. Pipe relining is also known as cured-in-place pipe (CIPP) lining. 

Do you have broken plumbing pipes that need repair?  Are you in a dilemma whether or not to adopt pipe relining?  You need to understand a few things before settling on this process. Consider asking your plumber the questions discussed herein to gain a better understanding. 

To better understand pipe relining and for you to know how your household can benefit from it, you may ask the following questions to your Burbank plumber:

  • How Long Is The Process?

Knowing the length of the process is essential since it'll help you plan things out. If the plumber is to cut the water supply during the repairs, you need to know how long this would last. You might have to look for an alternative place to stay until the work is done.

In most cases, CIPP lining won't take much time. The process doesn't require any excavation or removal of the damaged pipe. This reduces the time they'll be on your premises. Depending on the curing method the Burbank CA plumber will use, it’ll only take two to three hours.

  • What's Involved In The Procedure?

Pipe relining is different from the traditional method of pipe repairs. Before settling for this new technique, it's important to know what it entails and decide if you can handle it. 

The pipe relining procedure is quite simple. The plumbers will inspect the pipe damage to see its extent. They'll then prepare the pipe lining off-site, often in their manufacturing plant, and bring it to the project's location. Plumbers have specialized equipment, which they'll use to insert the lining inside your broken pipe. The lining will then cover the damaged areas. 

If you want to know more about the services plumbers in Burbank can offer, you may watch this video: https://www.youtube.com/watch?v=OojvJuCzzg4.

  • How Much Will It Cost?

Even as you consider all other factors, it all goes down to cost. Can you afford pipe relining?  You don't want to adopt a procedure that you can't afford, hence, the importance of asking about this.

There's a high likelihood of you spending less than with traditional pipe repair methods. This is because you won't need to hire an excavator, source workers, or buy new pipes, and, in some cases, secure permits. You'll only pay a one-time fee to the plumber, which will cater to everything, including labor.

However, the amount you'll pay would depend on the service provider. It's also best to inquire what the cost you're paying does and doesn't include. Some plumbing services will require a separate consultation fee, which you need to pay once they perform an inspection.

Water pipe break .Exposing a burst water main, focused on the sp

  • Is It Environmentally Friendly?

Protecting the environment is essential. You don't want to engage in activities that lead to its deterioration. If you're part of the green movement, it'd help to ask your Burbank plumber about the environmental impact of this procedure.

Pipe relining barely affects the environment negatively. You won't experience noise pollution due to running machinery, such as excavators, when digging up the ground. However, the level of noise pollution depends on the specialized equipment your chosen plumber will use. 

On air pollution, there'll be no dust or debris flying around. You'll continue to breathe in quality air since there's no earth movement with pipe relining.

  • Are The Results Long-Lasting?

When seeking services for your plumbing issues, you want a solution that'll stand the test of time. You don't want to pay for services and have the same problem re-occur after a month or two. Therefore, it's important to ask your Burbank plumber if the pipe relining they'll perform is durable. 

It's said that pipe relining produces long-lasting results. You're less likely to experience blockage due to root infiltration or debris sticking to the inner surfaces of your pipe. Root infiltration won't occur since the procedure requires no joints, through which roots can find their way into your pipes. The smooth surface of the lining will prevent the sticking of debris that'd hinder continuous water flow.

However, longevity also depends on the installation process. If the plumber does the installation properly, the procedure will serve you efficiently. The reverse will happen if they don't install it correctly. 

Conclusion

As seen, there are several questions you must ask your plumber before settling for pipe relining. The answers to these questions have given a lot of insight into the CIPP lining procedure. With this information, you're better placed to decide which technique to adopt. Be sure to choose the one that meets your needs efficiently.

The post 5 Questions To Ask Your Burbank Plumber About Pipe Relining appeared first on Residence Style.

5 Essential Items For Every Gardeners

Posted: 01 Jun 2022 11:27 PM PDT

If you’re a gardener, then you’ll want to check out these five must-have items. You can’t miss them! They include everything from garden tools to garden decorations. So whether you’re just starting out or have been gardening for years, be sure to add these essential items to your toolkit for your beautiful garden.

Garden Tools Set

The GIGALUMI 20 Pieces Garden Tools Set is a great gardening gift for gardeners. The set includes heavy duty garden tools made from aluminum, as well as a storage tote bag and gloves.10 pieces of plastic plant T-type tags/garden labels and an Oxford cloth tote to keep all your tools well organized. This is an essential kit for people who loves spending time in the garden. It’s also the perfect Mother’s Day or Christmas present for the gardener in your life! So whether you’re new to gardening or a seasoned pro – this tool set has everything you need!

Garden Turtle Figurine

Gardeners 2

Garden Turtle Figurine

Looking for a way to spruce up your garden or home? These solar powered turtle figurines may be just what you need! Made of long-lasting resin, these turtles are hand-painted with vibrant colors and great detail. Best of all, they’re UV resistant so you can enjoy their beauty day or night.

Lily Flower Lights

Gardeners 3

Lily Flower Lights

Are you worrying about adding some extra lights to your garden or patio area? Solar lily flower lights are a great choice! Made with high quality materials, these lights are weatherproof and simple to install. What’s more, they’re powered by solar energy so you can enjoy hours of illumination without having to worry about electricity bills.

Garden Angel Statues

Gardeners 4

Garden Angel Statues

This angel garden decoration is exquisitely designed and extremely versatile. It can be used in a variety of settings, such as gardens, courtyards, backyards and ponds. The finely carved wings, beautiful flowers and welcome signs make this piece stand out from the rest. The sympathy angel figurine is a lovely gift for Mother’s Day, Thanksgiving Day, weddings or Christmas. It comes in good foam box packaging and has the perfect size (14.5 × 6.3 × 3.1 inches). It will be sure to bring comfort to any loved one who receives it.

Solar Easter Bunny and Turtle Outdoor Garden Statue

Gardeners 5

Solar Bunny and Turtle Statue

These solar statues are not just perfect as cute garden decor, they can also be used in trees, in flowerbeds, on fences and along walkways. Simply place this charming little bunny and turtle garden statue anywhere you would like to enjoy color by day and soft light by night. The adorable garden statues have a really cool feature – the lights are 100% solar-powered. Simply turn the turtle figurine to the "on" position then leave it there during the day so that the sun can charge it. The string lights under the umbrella will automatically illuminate in a warm light when it's dark, saving you time and not adding to your electricity bill.

After looking at the above garden tools and garden decorations, have you decided which one to add to your garden? If you haven’t already, head over to the GIGALUMI website to find more garden decorations and tools!

The post 5 Essential Items For Every Gardeners appeared first on Residence Style.

4 Family-Friendly Dog Breeds That Are Easiest To Train

Posted: 01 Jun 2022 10:48 PM PDT

There are countless purported benefits to having a dog as an additional family member. Children who grow up with a furry companion are believed to learn how to get along with others, control their impulses, and feel good about themselves. Also, if you choose to have a pet dog, they're always glad to see you when you come home and they'll love you no matter what. In short, there's no better companion for a household than a loyal dog. 

However, deciding on what dog breed your family needs is never easy. Many breeds of dogs can be terrific pets, yet they must be well-trained and friendly to children and other animals. But how do you know which breed is right for you and your family?  

Here are four dog breeds that are excellent for families because of their innate dog obedience and other similar desirable canine characteristics:

  • German Shepherd

A German Shepherd can make the perfect family pet. Their intelligence and adaptability allow them to fit into almost any lifestyle. And their loyalty to their masters ensures that they'll always be there for their families. Dogs of this breed are eager to please and are observant, so they can tell when you’re feeling down or happy and they’ll act accordingly.  

German Shepherds are excellent for children because of their playful and gentle nature. They will let kids pull, poke, and grab at them, as well as give them hugs and cuddles. They're also very active and lively that even the most energetic child wouldn't be able to keep up with them. 

As one of the most intelligent breeds, they can be trained easily. A strong herding instinct is still evident in the German Shepherd’s genetic imprint. So, it’s crucial for them to be active and occupied to avoid becoming bored. 

  • Golden Retriever

The Golden Retriever is the next dog breed on the list. It’s no secret that Golden Retrievers are loving, loyal, and affectionate dogs that make excellent family members. Furthermore, they’re a pleasure to be with and are pretty tolerant of mistakes made by their owners who are still learning the ropes. The Golden Retriever is a highly versatile dog that'll fit your family’s way of life. 

Nonetheless, because of their dynamic nature, these dogs prefer two walks each day, a little running, and occasional games of fetch. Plus, they need a lot of toys to keep their chewing tendencies at bay. The Golden Retriever also has a reputation for being friendly to all people, including strangers. Although they do bark, the sound has a warmer feel to it instead of a frightening demeanor. 

Golden Retrievers are easy to train because they strive to please their owners. Yet it’s vital to be patient when training this breed because it's said that they're oftentimes sidetracked.  

Dog with human family at home

  • Schnauzer

Schnauzers are popular with many families because of their friendly dispositions and enthusiasm for life. Besides, they're devoted companions eager to learn, keen to please, and enjoy being the center of attention. It’s rare for them to become angry, thanks to their kind and gentle nature. German-bred to hunt vermin, these dogs will cleanse your home of pests. 

This breed is well-known for its exceptional companionship and loyalty to its owners and other household members. Rather than being devoted to a single family member, they value others too. The Schnauzer is a good dog for kids because they're very playful and tolerant. They also make excellent guard dogs, ready to warn anyone if someone breaks in and could hurt their family. 

Despite its reputation as an easy-to-train dog, the Schnauzer has a high degree of intelligence, energy, and prey-driven nature, making it easily distracted or recalcitrant. This way, it’s better if they’re given early socialization and positive reinforcement-based training. 

  • Poodle

Although a poodle may be too fancy-looking for families with little children, it possesses the highly sought-after attributes that make an outstanding family dog. Poodles are very active and like to play, making them a good choice for a dog that can keep up with kids who are always on the go. There's no better dog for families with young children since they're very patient, and their size allows them to handle rough play.  

Poodles are one of the most trainable and clever dog breeds. They're agile and enjoy activities such as hunting. It’s another breed that is eager to please, so it’s a great dog to teach some cool tricks kids will surely enjoy.  

Conclusion 

Having a dog as a family member is excellent in many ways. Children learn how to get along with people, manage their impulses, and have a positive self-image with a dog. Aside from that, dogs are loyal companions who are always happy to see you when you return home. In a nutshell, a dog is the best pet for a family. 

It’s never an easy decision to get a new dog for your family. Many dog breeds can be wonderful pets, but they must be well-trained and friendly toward family members and children. Additionally, you must prepare your living space to accommodate them. This list of the best dog breeds will help you narrow down your options and find the perfect fit for your family.

The post 4 Family-Friendly Dog Breeds That Are Easiest To Train appeared first on Residence Style.

Make Your Study More Fun

Posted: 01 Jun 2022 10:20 PM PDT

Is studying fun? Would you have fun with 1500 pages of Roman Law? Well, if you enjoy yourself like this… but the answer really depends on many factors. I’m not really saying this and I agree that there are more fun activities in the true sense of the term (even if studying Roman Law, with the right Method, can be interesting!).

That said, my advice is to use some gimmicks to make “studying” in general more enjoyable and fun. Let me explain better.

For example, if you love stationery, give yourself some new highlighters or a nice notebook. The thought of writing and underlining with these whims that you have just taken off will make studying more enjoyable than before!

Study Apps

While your phone and tablet should normally be banned when studying (I know, I just told you to put them away) there are exceptional cases where their support is welcome. In fact, there are various applications that can be useful.

If you can’t find concentration because you can’t stay away from cell phone notifications, download Forest: you will have to plant a seed which, as long as you stay away from notifications, will grow luxuriantly; but when you close the application to read the messages, you will condemn your plant to an early death… do you really want to live with this weight?

Staying on the subject of botanical metaphors, if you have problems with languages Memrise will help you memorize words and expressions in an effective and fun way. First, he will show you a series of words with their respective meanings, and after giving you time to remember them he will start asking them in bulk in different ways. Each package of vocabulary learned will grow, even in this case, a beautiful plant!

And if you don’t want to limit yourself to languages and you like the flashcards method, use Anki, an application that gives you the possibility to create your own card packs with a definition on one side and the answer on the other.

The great usefulness of these last two apps is that they record your response trend, so they ask you more often the things you don’t know to make you learn them quickly.

Study 2

The Sooner You Start… the Sooner you Finish

Even if you’ve been in class all morning and just want to rest and do something else once you get home, make a little effort. Since you have to study anyway, you might as well do it now!

Take as much rest as you need (and not as much as you like), but then don’t delay any longer. You already have little desire to study, if you wait a little longer you give her time to completely subside. Take your daily study schedule and stick to it. Once you’re done, you can indulge in much more enjoyable and rewarding activities. And speaking of gratifying… have you ever thought of doing this?

Regarding the program, try to create one that is tailored to your skills and your timing. It is useless to think of studying 90 pages a day if you normally barely get to 50.

Start with a goal a little higher than what you are sure you will be able to achieve, maybe 65 pages. You will see that the positive feeling of having reached the goal, and the fact that it was already more challenging than usual, will give you a great injection of Motivation. So you can get back on the books and do even better (and thus raise the bar even more).

But please, make sure that the desire to finish your daily study quickly does not lead you to study badly. You will not remember anything and you will have only wasted time. You don’t have to prove anything to anyone, the only person who should care if you stick to your schedule is you.

Study a Little Today so as Not to Study “a Lot” Tomorrow

The main consequence of not wanting to open a book today is having twice as much to study tomorrow. As long as it is an occasional phenomenon, we are not tireless machines and “no” days exist for everyone.

But if your sluggishness is chronic, you will almost certainly be sucked into a vicious cycle of procrastination that will cause you to be completely watered-down within days of the exam.

I don’t think you want to end up like this… So think carefully and consider that a little effort every day saves you a huge effort all at once.

Conclusion

Want to take a break from studying and not do almost anything? In that case, an online essay helper will be of extreme use to you!

The post Make Your Study More Fun appeared first on Residence Style.

4 Stress-Free Part-Time Jobs for College Students

Posted: 01 Jun 2022 10:16 PM PDT

When individuals go to college, they are expected to focus on their studies. Instructors issue tasks like essays, research papers, and dissertations to gauge the level of understanding of the content delivered. Besides, collegians complete exam papers. For a student to successfully graduate, they need to attain excellent grades. However, college is not all about academic work. One can also work while undertaking their studies. The part-time/full-time college jobs have many benefits, including: 

  • Acquiring important job-related skills
  • Earning an income
  • Making friends

One needs to settle on a good part-time to enjoy the experience. Unfortunately, most students are not sure about what they should settle for. Before you settle for a part-time job in school, you should ensure it is flexible enough for you, doesn't stress you, and can help you develop important skills. Here are some excellent options for part-time jobs you can consider.

Brand Ambassador

Companies want to sell products to college students. It could be a new product or an already known item in the market. Some firms aren't sure how to penetrate the college market and need brand ambassadors to help them. You should take advantage of such opportunities to earn an income as you study.

As a brand ambassador, your responsibility is to inform others about the existence of a product and educate them on how to use it. Besides, you can inform other students about the promotions the company is currently running. You don't need to have prior marketing skills. Provided you understand how the product works, you can begin to play the brand promotion role.

Apart from earning an income, this job will sharpen your persuasion skills, which will be beneficial if you decide to venture into a marketing career. Besides, you will gain knowledge of customer psychology, which can come in handy if you decide to establish your business. 

College Academic Tutor

Most students struggle with academic tasks. It could be that they are struggling to choose essay topics, aren't sure how to organize their papers, or do not understand specific course concepts. Such collegians need someone they can trust to guide them at a fee. Take such openings to make money as you study.

To gauge if you're good in this area, you can begin by tutoring your classmates. You're closer to them, and they can trust you to help them. Besides, they can inform other students about the services you offer. Once you are confident in your abilities, you can begin offering essay help online to those interested.

Being a college academic tutor is not all about earning. You will also record an improved academic performance as you'll understand concepts better when you explain them to others. Moreover, it offers you a chance to make new friends.

Online Freelance Writer

With the advancement in technology, the online space is becoming the battle frontier. Clients are searching for products online before they place their orders. Businesses know this, and they are increasing their online presence. These businesses need your services to drive their ventures forward.

Companies need people who can write perfect content to attract customers to use their services. The types of content these businesses want include blog articles, product reviews, and service pages for their websites. Provided you're a good writer, the firms will be willing to work with you.

Alternatively, you can start a blog. You can post interesting content and build your audience. When you get enough following, you can use your blog for advertising for businesses at a fee. The advantage of such a job is that you work at your pace.

College Swimming Instructor

Jobs 1

Most individuals understand themselves and their interests during their college years. So the majority of collegians are still looking for hobbies. Some may be interested in swimming and need someone to train them. If you're a good swimmer, you can consider working as a trainer.

You can work with a group of trainees or train one person at a time. It is you to determine what works. The bonus advantage of being a swimming instructor is that the job will help you improve and maintain your physical fitness.

The Bottom Line

You should consider working part-time as you proceed with your college education. You earn from these opportunities as you build your skills. Some stress-free part-time jobs you can take include being a brand ambassador, an academic tutor, an online freelance writer, and a swimming instructor. Remember that your academics are still a priority, and you should pick a job that allows you to balance work and school.

The post 4 Stress-Free Part-Time Jobs for College Students appeared first on Residence Style.

All You Need to Know About Buying or Building Your Dream Home

Posted: 01 Jun 2022 10:11 PM PDT

Real estate investment isn’t child’s play, especially for first-timers. It can be challenging and, most times, risky due to its high competitiveness and stringent regulations. Notwithstanding, the journey into your next property investment should begin with peace of mind.

You want to get into the right home at your preferred time and at an affordable price without wondering whether you have  enough cash or whether you qualify for a mortgage loan. The lengthy process of loan applications with different lenders can be tiring and confusing. We’ve come up with all you need to know when deciding whether you want to build or buy a house. Read to the end!

To Buy or Build a House? 

People often ask questions, such as is it cheaper to build or buy a house, and which one has more profitability in the long run. The truth is, it all depends on your view about homeownership and several factors like location, price, market trends, and property taxes. It’s necessary to consider these factors properly to ensure you make the right decision. 

There’s  also the daunting task of deciding whether to pay up in cash or access loans with mortgage payments. 

These benefits of utilizing a mortgage to buy properties include opportunity costs and the ability to grow wealth using leverage, ancillary credit, and tax benefits. Suppose you want to begin the home buying process but are limited by funds, consider visiting at https://mortgage.shop/conventional-mortgage-loans/ for available loan offers to help you achieve your dream. 

Why Do People Need Mortgage Loans?

The price of a home is often far greater than the amount of money that most households save. Mortgage loans allow individuals to purchase a home by putting down only a relatively small downpayment, such as 20% of the purchase price, and obtaining a loan for the balance. The property’s value then secures the loan in case the borrower defaults.

Why Should You Consider Getting a Mortgage?

Even if you’re financially buoyant, you might be asking “is it better to buy a house or build one? It depends on available funds. The good news is that there are many loan options available for you. Some of the benefits of utilizing mortgage loans to purchase a real estate property include:

1. Leveraging on Your Debts

If you’ve been asking “is it cheaper to build or buy a house?” By now, you already have the answer. According to HomeAdvisor, the average cost to build a house in 2022 is $282,299 as of February.

Here’s the breakdown of this average cost: 

  • Buying and prepping the land = ($80,000)
  • Drawing up plans and getting permits = ($7,200)
  • Prepping and building the foundation = ($14,500)
  • Framing the home = ($35,000)
  • Installing external elements = ($50,000)
  • Plumbing and electrical installations = ($52,500)
  • Adding interior finishes = ($112,500)
  • Final additions such as building a driveway and fencing the yard = ($20,000)

By the time you’re done building your dream home, you might not even have enough to feed yourself.

But let’s say you decide to buy a house for $250,000 today, for example, with a down payment of $50,000 or less, and you can pay it back at a competitive fixed rate during the next 30 years.

Suppose the increase in your property value is nominal and barely keeps up with inflation, rising a mere 3.5 percent per year, you’ll still make back your down payment in less than six years.

If it rises 5 percent per year, which is considered rather mediocre for other types of investments, such as stocks, you’ll make your $50k back in less than four years.

Therefore, if you take out a mortgage for all or a portion of your home purchase, that leaves you with significant cash savings, which you could invest elsewhere for a return while taking advantage of the relatively low-interest rates on your mortgage loans.

Dream Home 2

2. Improvement of Your Credit Score

While it’s not the quickest method for building credit, having a mortgage and making timely payments will also help your credit card score in the long run. The credit payment agencies generally prefer a greater diversity of debts. 

Home loans are usually treated as an effective form of debt that improves a borrower’s credit profile. While it may only be a few points in the short run, after several years, not having a mortgage could mean a lost opportunity to boost your credit significantly.

3. Tax Deduction Advantages

Finally, mortgage debt has the advantage of being tax-deductible. Home buying married couples can generally write off mortgage interest on their taxes up to a maximum of $750,000, or $375,000.

 Although the write-off isn’t as lucrative as it has been in previous years, it still represents a significant benefit for the portion of homeowners with outstanding mortgages.

How Do I Get a Mortgage Loan?

The first step is to estimate what you can realistically afford to pay before you apply for mortgage loans, including evaluating the upfront and ongoing costs, the main costs to build or buy first home and monthly mortgage payments. 

The next step is to find  suitable mortgage lenders that will help you find the perfect mortgage loans by offering you solutions that match your financial situation with your investment goals. Choosing the riight lender will help you save time and money and simultaneously avoid the disappointment of not getting the property you desire.

With so many financial institutions in the market and even more stringent borrowing guidelines and scrutiny, it’s hard to know where to start looking for loans. There are options for getting a mortgage loan, such as credit unions, banks, specific lenders, online lenders, or mortgage brokers. However, their rates are usually high and sometimes so overwhelming.

Conclusion

These are some helpful tips to help you understand why it’s necessary to get the right mortgage lenders and how to go about finding one. Knowing these tips before approaching mortgage lenders will enable you to make better buying decisions. 

Answering the question, is it cheaper to build or buy a house is necessary before going to mortgage lenders. If you’re buying, it’s essential to make a list of what you want from your dream home.  On the other hand, if you’re building, let your mortgage lender know what you want.

Getting an excellent and affordable mortgage loan isn’t that complex. Just trust your instincts and go with the right experienced experts.

The post All You Need to Know About Buying or Building Your Dream Home appeared first on Residence Style.

9 Small Upgrades for a French Dining Table

Posted: 01 Jun 2022 10:00 PM PDT

There’s something about French dining tables that make me want to eat, drink and be merry. I don’t know if it’s the rustic charm or the simple elegance of these tables, but I’m sure glad I’ve got one, you should also buy French provincial dining table sets!

French dining tables are a great addition to any home. If you’re looking for a new one for your kitchen or dining room, here are 9 small upgrades you can make to make your table even better:

  • Add an Extension Leaf

If you have a large family or if you entertain frequently, then adding an extension leaf is a must-have upgrade. It will allow you to easily seat more people at your table when needed.

  • Choose a Different Finish

Try painting your table instead of staining it or adding another finish like distressing it with sandpaper. This will give the table a new look while keeping it classic enough so that it doesn’t clash with other elements in the room like walls or floors. You could also try adding some stenciling or other decorative elements to add interest without going overboard with color or design changes on this piece of furniture.

  • Add some color

If your dining table is white or light in color, try bringing some color into the space with a vase or decorative bowl. This instantly gives the room a more interesting look and feel. If you’re looking for something that isn’t too bold or in-your-face, consider using neutral colors as accents instead.

  • Personalize it with art or photos

You can also use artwork or framed photos to personalize your French dining table — just make sure they’re meaningful to you! For example, if you have kids at home, try framing pictures of them on special occasions like birthdays or holidays so they can be displayed on display shelves near your dining area.

  • Replace Your Glass Top with a Wood One

Glass tops are great for allowing light into the room but they can be tricky to keep clean and free from scratches. A wood top is a good alternative because it offers many of the same benefits but it’s much easier on your wallet. Wood is also more durable than glass so you won’t have to worry about replacing it anytime soon.

Dining Table 1

  • Add Some Color with Throw Pillows

French dining tables are often very simple in terms of color palette but adding throw pillows can add some much-needed variety without taking away from the overall look of the room. Look for pillows with patterns or designs that complement your existing furniture pieces so they don’t look out of place with other elements in the room.

  • Replace the Legs

If your table has four legs and looks like this…

…replace them with two legs and add a stretcher or crossbar underneath. You’ll immediately give your table a more modern look that works in any decor style.

  • Change the Shape of Your Table

A round table is fun but also very informal. If you’re looking to add some formality to your dining area, change out your round table for an oval one instead. Or choose an oblong one instead if you want something more square-shaped.

  • Upgrade Your Lighting Fixtures

Depending on how much light there is in your dining area, you may want to replace overhead lighting with sconces that are attached directly to the wall above each side of your table (or both sides). This will give off better overall lighting for when it’s time to eat!

The post 9 Small Upgrades for a French Dining Table appeared first on Residence Style.

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