Tuesday, June 1, 2021

Residence Style

Residence Style


9 Questions to Ask Before Picking an Apartment Insurance Provider

Posted: 01 Jun 2021 05:09 AM PDT

When's the last time you thought about getting insurance coverage for your apartment?

If it's something you actually think about, you're no worse off, considering less than half of American renters possess renters' insurance.

We see from these stats that there isn't much awareness when it comes to such insurance policies. Or at least, not about its immense value.

Now, if you're already weighing your options, congrats! You're on track to save yourself from unnecessary financial liabilities.

However, you do want to ask the right questions before picking an apartment insurance provider. This is crucial, as providers have varying clauses, and you need to make sure you're getting a worthwhile deal.

Here are questions to ask insurance agents about their apartment coverage:

1. What Does Coverage Include?

Renters' insurance covers unforeseen damage that could happen to you in the building you're renting.

Some of these circumstances are out of your control, and there's always a chance that they may occur. Take, for instance, a break-in or a gas leak that ends up causing fire damage.

Also, there are different types of coverage under renters' insurance. You're going to want to know exactly what's in any policy.

2. What's Not Included in the Coverage?

Picking an Apartment Insurance1

You’ve asked about what your coverage includes. Don’t forget to ask what it does not include!

It’s worth keeping in mind that renters' insurance does not cover many things. Replacing collectibles and damage due to flooding and pests are typically not covered.

Also, just because you get apartment coverage doesn’t mean everything in your apartment is safe. A standard renters policy rarely covers high-value items, such as jewelry.

You’ll notice terms like “limited” coverage. You should ask about this as it means you can receive coverage only up to a certain extent on certain items.

3. What if Something Happens in My Absence?

With renters' insurance, you protect your items from damage, not knowing it'll definitely happen. The whole point of insurance is not taking risks lying down.

Therefore, if damage does occur, it may happen regardless if you’re home or not – case in point, with theft or fire. 

You have to make sure that an apartment insurance provider has policies that are not vague regarding your presence in the event of damage.

Standard renters' insurance coverage should remain active even if you're not home at the time of the incident.

4. Do You Cover Pets?

This is one of the most crucial questions people ask when considering apartment insurance, and rightly so. You must ask this if you have a pet.

Generally, renters' insurance covers pets. 

But not all of them. 

People keep all kinds of pets, and insurance providers have varying policies on what they accept and don’t. So you’re going to need a clear answer.

Some companies will provide full pet coverage. Others will have coverage limits depending on the type of pet you own.

5. How Do You Handle Claims?

Picking an Apartment Insurance2

Like any other form of insurance, you must file a claim for the damages you’ve incurred. 

Keep in mind that the damages have to correspond with the covered risks before the company approves your claim. Also, depending on the insurance provider covering your apartment, the process could be simple or quite tedious.

One thing for sure, you’ll need to have lots of information to provide the company. 

It’s essential to ask about the process of filing a claim and what’s expected of you before you get approval.

6. Are You Listed in Any Comparison SIte?

A prospective insurance provider will probably claim they have the best deal you can find. But can they prove that?

Never commit to a company when you’re not entirely convinced they're a match for your needs. 

A reputable company will care about your need to make a choice that’s right for you and not just closing the deal. 

If their deal is competitive, they should be happy to show you the figures compared to their competitors. Browse reviews on reputable websites or even ask your neighbors or friends their opinion.

7. How Do I Assess My Insurance Needs?

You’re applying for renters insurance for the first time. You’re bound to having limited knowledge of how stuff works, and it’s ok. This is what questions are for.

Think about it, if you’re new to this form of insurance, you probably don’t know how to go about assessing your items.

If you’re not sure how to appraise the financial worth of your items, ask your potential provider about it. You could end up undervaluing your items if you do not do so.

When you’ve undervalued your belongings, it’s going to be challenging to prove their true worth when making a claim.

8. What if I Have Other Existing Policies?

Picking an Apartment Insurance

It may be insurance fraud to hold two renters' insurance policies with two different companies simultaneously.

But you may have policies with other companies for specific valuable items you own, such as jewelry or a painting. 

It’s vital that you disclose to an insurance rep that you have insured valuables in your possessions.

9. What if Damages Occur Outside The Apartment?

As a general rule, renters' insurance covers personal property, even that damaged outside your apartment. You may think the chances of that happening are slim, but that’s not the case.

Stolen property is one of the things covered under apartment insurance, which happens often enough.

Still, this is a general rule. It’s vital to ask if they still cover your belongings when they're outside the premises.

Conclusion

It's easy to brush aside renters' insurance as unnecessary. But if you have valuable items, you definitely need it. In fact, some apartment managers insist renters purchase insurance before moving in.

The thing is, renters insurance is one of the cheapest types of coverage around. 

Our advice? Do the math and see if it's a better option than forking out cash to cover replacement costs.

Author bio:

Adam Marshall is a freelance writer who specializes in all things apartment organization, real estate, and college advice. He currently works with Chelsea Museum District to help them with their online marketing.

The post 9 Questions to Ask Before Picking an Apartment Insurance Provider appeared first on Residence Style.

Build a Kids Playhouse Based on your Kids’ Favorite Books

Posted: 01 Jun 2021 03:10 AM PDT

Using favorite and the kids playhouse together will make your child have a great time when they play. Children will feel like their world has changed as they work together and work together on a fairy tale adventure featuring their favorite books and their characters! You might be wondering how you can achieve such a pervert without too much stress and/or money. This can be done using a few simple and inexpensive decorating tricks.

How to turn that Kids Playhouse into an Amazing Dream

Choose your favorite highlights from your child’s favorite book. Let this scene determine the color of the walls of the children’s playroom. If you are walking in the park, choose a sky blue wall or green forest to represent the trees in the park. For scenes happening from the top of a building, you can choose colors such as steel gray or brick red.

After choosing a wall color, you can decide to actually reproduce the scene with photos, paintings, or decals. Bring your scenes to life with decals that will help your images “pop out”. If you can’t find the specific element you need, like a building, tree, or candy, you can use other common design elements to create it. For example, if you want to create a cloud on the walls of a children’s playroom, you can use a pure white decal from a set of cheap dollar store decals that can be cut to look like clouds. For stupid things like footprints, use brightly colored blank dollar shop decals that you can mix and match and cut to look like big feet!

2

Set up a space in the kid's playhouse where kids can dress up like their favorite characters in books. If you don’t look like the person or thing in the book, the experience will not be the same!

There is a children’s play area, potentially an attic area, where you can stencil or type words and phrases from books. This will help encourage your child to read! If your favorite book is part of a series, this is also a fantastic place to have a corner of your book.

Decorate your family’s favorite books to become real and your family’s kids playhouse will be the best PlayStation for your kids. Your little kid will be the envy of a kid who has a wonderful place to have fun. Also, think about how excited your kids will be reading more!

Cool Ideas for a Kids Playhouse

There is something about having a childhood theater that is difficult to describe. They are a place to escape and have fun. The outdoor playroom is like a magnet for all the neighboring kids to come in and play. So, what kinds of children’s playrooms are there? Look here.

Cardboard Playhouses-This is definitely the most basic theater. Remember how to take a big cardboard box as a kid and pretend to be a secret place or fortress?

You can go one step further by bringing one of those heavy duty and thick cardboard boxes to build a playhouse. Cut the windows, paint them. If you let your imagination run wild, it will be popular with children of all ages.

Outdoor theater-the sky is the limit. You can buy a plastic theater for $50 or spend tens of thousands of dollars on massive structures that suit your king!

3

Playhouses can be made up of one, two or more rooms, with real windows, doors and even water.

You can also find themed playhouses for your kids to enjoy. From princess castles to pirate ships, there are always designs to fill in any idea you have.

The best tip here is to consider building your own theater. You can find a detailed plan that will make the whole process simple and easy to complete.

A better way is to make it a family project and let the kids help. Not only is it so much more fun, it teaches you how to make something and gives you memories that will last a lifetime!

The post Build a Kids Playhouse Based on your Kids’ Favorite Books appeared first on Residence Style.

Choosing The Best Greenhouse For Your Home

Posted: 01 Jun 2021 01:34 AM PDT

Installing a greenhouse on a property has significant practical benefits, but it also has the potential to increase property value.

Spending some time to decide upon the best style of greenhouse and its best location is a vital first step. 

A greenhouse is an investment

greenhouse for your home1

A good greenhouse represents a fairly significant investment in a property. It is wise to bear in mind that once installed, the greenhouse is a permanent structure and not easily moved.

A look at a leading greenhouse supplier in the UK will benefit as a starting point to give a clearer picture of the potential range of structures available.

Deciding on the intended use of the greenhouse

The intended use of the planned greenhouse is the first factor that needs to be considered. Is the greenhouse going to be used for the temporary housing of small potted plants and seedlings? If so, how many plants will likely be housed at any given time?

For those with bigger or more complex grounds and gardens, it is likely that the new greenhouse may need to be larger to permit and range of different sized plants to be housed. A larger space may be required, permitting the gardener room to move around and work with plants on multiple benches.

The greenhouse may also serve to store related potting equipment and soil product, permitting re-potting and planting work inside the greenhouse.

The types of greenhouse

Nicola Wright house Hants June 16  25626/2233/284 ver 1

The style of greenhouse selected is dependent upon a number of factors. A primary consideration is the amount of space available for the installation. A larger garden area will naturally allow for a larger greenhouse, and a freestanding structure will likely be the first choice.

A lean-to style may be the solution for smaller garden areas or properties with narrower runs of open ground. Affixed to a wall area, the lean-to style can make optimum use of unused spaces against back or sidewalls.

A further key consideration in the siting of the greenhouse is the access to natural light. The freestanding greenhouse potentially takes advantage of sunlight from all four sides as well as the roof area. For the lean-to style, bear in mind that one side of the structure – the wall side – does not benefit from the sun, so the location should be sufficiently unobstructed to permit sunlight entry from the roof and three sides.

Smaller structures are readily available, so even the more confined garden areas can benefit.

Siting the greenhouse

Whilst the general siting of the proposed greenhouse will be dependent upon available garden space and layout, a couple of further factors should be taken into account. First, whilst the freestanding greenhouse takes advantage of sunlight from all sides, a larger structure may also lose heat rapidly and require heating. This may mean the installation of a greenhouse heater in colder climates and possibly the requirement to run power out to the greenhouse.

A lean-to-style greenhouse may be more energy-efficient, with the solid wall reducing heat loss.

A sheltered area is ideal for the greenhouse and potentially clear of overhanging trees.

To take the best advantage of available light, the optimum orientation for the greenhouse is with the longest sides of the greenhouse structure facing south. The north-facing side of the greenhouse collects far less light, and may also require protection or insulation in colder climates.

Summary

With a little planning, a greenhouse can add a practical and welcome touch to a garden, as well as adding value to the property.

The post Choosing The Best Greenhouse For Your Home appeared first on Residence Style.

Top Reasons to Hire a Real Estate Agency

Posted: 01 Jun 2021 01:17 AM PDT

When it comes to home purchases, buyers and sellers are on opposite sides of the fence. What one wants to do is always diametrically opposite to what the other wants to see happen—the first typically intends to steal the land, while the second wants top rates. Despite this, their end purpose is the same. They want to make a profit.

Both parties may profit significantly from retaining the services of a real estate agent, but their motivations can vary.

All about the money

Suppose you’re thinking about selling your house “FSBO” (for sale by the owner). Of course, you want to get the most money for their house, and you might believe that means skipping out on commissions. However, according to a 2017 survey, FSBOs sold for around 30% less than properties reported by an agent.

If an agent represents your customer, you’ll almost certainly have to pay a fee.

So, it is better to hire an agent or agency to look for the property because once you provide them with your preferences, they know where and what type of property to look for, and most of the time, they can get you a pretty good deal.

Attention to detail!

Customers rejecting contract at office

You may feel out of your depth when it comes to reading and comprehending the numerous documents involved in a real estate transaction, and whether you’re purchasing or selling, you should have a detailed understanding of what you’re getting into.

Fortunately, your agent would be far more knowledgeable about all of this paperwork than you are. Because it’s their daily job and they are better at dealing with these kinds of agreements and know what key points are essential and sometimes make changes in your favor.

Being familiar with the area

They are familiar with the region in which they operate, including potential opportunities such as metro stations, shopping malls, and other facilities that will add value to your land.

Working with a real estate agent also has the added benefit of informing you about nearby amenities such as stores, schools, and modes of transportation.

Confidentiality, Privacy, and Fiduciary Duty

Real Estate Agency2

If you’re a buyer or a seller, the real estate agent has your back. The term “fiduciary” refers to an agent’s duty to his or her clients. They had a legal obligation to prioritize their clients’ best interests.

This responsibility imposes a very high level of confidentiality. Luckily, if you are from Calgary, you can hire the Repcal gallery homes to find the perfect home that is both according to your choices and also works with your budget.

Search Calgary homes on your device and find your perfect home today.

Final Thoughts

Henry Ford once said, when you recruit people who are smarter than you, it proves that you are smarter than they are. The key is to know when you need assistance and to find the right person to assist you.

Repcal gallery homes can be the right agency to assist you when it comes to investment. Reach out to us at https://www.repcalgaryhomes.ca/ to find the ideal house that you can proudly call your home.

The post Top Reasons to Hire a Real Estate Agency appeared first on Residence Style.

Tips on Bedroom Interior Design

Posted: 01 Jun 2021 01:13 AM PDT

Bedrooms are personal sanctuaries. They are our safe space, a place we use to get away from the outside world. Also, we use our bedrooms to recharge for the next day and dream of our future. Bedrooms are places we use to unwind and relax. They are the only places in your house that are all about you, your style, preference, and taste. Therefore, bedrooms should reflect your personality, and they should reflect who you are. Additionally, choose a design that you are comfortable with, one that will provide a great space to think, focus, relax creative, and productive.Oftenbedrooms are treated as leftovers after the kitchen and livingrooms, places where the guests will visit. Therefore, bedrooms should strike a balance between being tranquil and chic. 

1. Consider the space in your room

Bedroom Interior Design1

Our bedrooms will mostly be filled with unnecessary furniture that may crowd a room, especially if the room is not spacious enough. Thus when designing a bedroom, ensure you can move around the floor space. In small bedroom spaces, one can invent storage spaces, such as having storage drawers underneath your bed, having closets in a different room or minimizing the size of the bed, and avoiding extraneous furniture.

2. Decide on colors

Bedrooms should be comfortable and soothing; thus, choosing colors that one is comfortable with is necessary when deciding on what colors to use maybe determined by one’s personal preference or certain factors, such as if one is an early riser or not. For instance, early risers should use lighter color schemes than non-morning persons whose darker color pallets will go well with their personality. Also, deciding on colors may be influenced by the pre-existing décor, especially in rented houses where one cannot paint their colors; thus, one is limited to the choice of colors. However, one can be creative with the throw pillows, duvet coversor comforters, or even wallpaper.

3. Consider your lighting

When choosing bedroom lighting, consider layered lighting; this means including several lighting in your bedroom for different functionality and cohesion. Lighting should serve your bedroom’s different functions: cozy ambiance, reading, different moods, and the primary purpose of brightening your room. Thus having only one general lighting may not serve its purpose, including natural lights, bedside lamps, overhead lights, reading lights, pendant lights and so on will make your bedroom cozier.

4. Remember the ceiling

Bedroom Interior Design2

When working on the bedroom, do not forget the ceiling. It is the plainest space in the room, and one may consider adding some aesthetic to it. One can add décor by installing a wallpaper which one can do personally; however one needs some skill with the wallpaper adhesive, you can find some tips here to avoid damage to the wallpaper or your skin. Additionally, one can have a molded ceiling done in case you are tired of DIYs.

5. Keep your bedroom simple

Remember to keep your bedroom simple, sophisticated, elegant, and cozy as you consider all the above. Ensure your bedroom is furnished only with the essentials to avoid the room from being congested. Additionally, keep accessories to a minimum and avoid excess artwork, photos, and flowers. Choose only the essential and the beautiful ones.

In conclusion, bedrooms should be designed following personal preference; one should ensure that your bedroom interior design is calming, sophisticated to help you get away from the daily buzz. Thus the above tips will guide you in choosing your bedroom design.

The post Tips on Bedroom Interior Design appeared first on Residence Style.

The Benefits of Installing a Composting Toilet

Posted: 31 May 2021 11:43 PM PDT

Are you someone who cares deeply about the environment and wants to go out of your way to protect it and do things that would benefit it? Composting is one of the best ways to do so! 

Although composting has a lot of benefits, it might seem like a difficult task to most. If you've already been composting, now you can install composting toilets to take it to another level! For more details about composting toilets, click here

What is a composting toilet?

Composting toilets are the type of toilets that are used to treat the waste that is discharged from the human body. It decomposes the bodily waste and turns it into compost which is great as a fertilizer for the soil.

When it comes to these toilets, there is no flushing involved at all, unlike conventional toilets. These toilets only depend on aerobic bacteria in order to break down waste. The human waste is composed of sources like leaves, wood, and more. In the end, you get a soil-like material. 

2

Benefits of using composting toilets

There are many benefits of installing a composting toilet. Have a look at some of them down below and learn more:

Not difficult to install

Normal toilets have to be connected to various previously existing pipes and wires which can become complicated, especially in certain areas of your house. However, when it comes to composting toilets, you don't have to worry about connecting them to anything.

Although some composting toilets might need to be connected to pipes, you can easily find one that doesn't need it. It will make your job of installing and assembling so much easier.

Cheap and economical

Purchasing and installing a composting toilet is much more economical than a traditional toilet. Although there are more expensive options available in the market, you can always opt for what suits your budget.

The thing about these toilets is there you won't have to ask anyone to install them for you. This way, you save more costs. 

Save and preserve water

As time passes, water scarcity has become a big problem in some areas and might become a bigger issue in other areas. This is why is it important to try to save and preserve water as much as you can.

The biggest advantage of using a composting toilet is that it doesn't require water to work. This is a great way to save water, especially in areas where water is scarce and needs to be used carefully to preserve it.

Maintenance 

Maintaining household stuff is quite hard, isn’t it? However, when it comes to composting toilets, you won’t face any issues at all. Since you won't need pipes to flush away the waste, this means that there is less maintenance of water pipes involved. 

Conventional toilets require many pipes that either break, bend, or even get blocked every now and then. Get rid of all of this with composting toilets. Moreover, there will be no issues when it comes to the septic tank as well. 

3

Get free material for compost

Are you someone who loves gardening and uses artificial fertilizer to make sure you provide proper nutrients? Sadly, artificial fertilizer might prove to be heavy on your pocket.

By composting, you will not have to spend a lot on fertilizer and you'll be creating it yourself for free. It can also be used for cooking, as fuel in your house, and even to heat something.

No bad smell

While thinking of switching to a composting toilet, your biggest concern might be that it will fill your house with a bad odor. That thought is far from the truth.

All you have to do is make sure you are maintaining the composting toilet properly. If you're doing that, you don't have any reason to worry about it smelling.

Save Space

One of the best benefits of composting toilets is that they are space savers. 

Are you someone who has a tiny home? Well, nice isn’t in a self-contained coasting toilet that can easily be installed in your home. You don't need a large area to install the toilet at all. 

These toilets act as space savers which makes them even better! How convenient does that sound!

Portable toilets
Portable toilets

Conclusion

Want to help the environment? Invest in composting toilets and play your role. You will be availing loads of incredible benefits it and will result in a great investment for sure. So what are you waiting for? Purchase now! 

The post The Benefits of Installing a Composting Toilet appeared first on Residence Style.

Dorm Room Decor Ideas

Posted: 31 May 2021 11:10 PM PDT

After graduating from high school, it is now your time to search for some of the ideas for your college dorm so that you make it feel like home. The good news is that your room will be completely blank, and you’ll have to make it feel like home by using all the essentials you need. The bad news – it's usually a small space so you'll need to get used to resting, studying, buying term papers and going online shopping in a very small space. So here are some of the brilliant ideas to decorate your space and make zones for each task.

Developer photo wall

At some point, everybody feels homesick, and therefore, reminders of some of the memorable moments you shared with your friends and family can be enlightening to see, especially if you hang them around your room. Photographs are one of the ways that you can cover the Dell walls to make them look fantastic. 

Grow some plants

Adding some green life to your room will make it feel less stressful and have a fresh feeling. In addition, plants grown inside the house can boost your health status, so it’s an excellent choice to have low maintenance types of glands. You can also look for air plants and pick up a few parts that you can use to hang. 

Light up your night

Dorm Room Decor1

If you have a room full of fluorescent lights, possessing a bedside lamp will help you add some soft glow to relax instead of relying on a harsh light on top of your head. A lamp having brightness levels will help you, especially at diverse times of your day. 

Speaking of light. add a source of it for each area – sleeping, studying, dressing and one general to rule them all.

Utilizes soft sheets & comforter

Having a comfortable sheet or a comforter will help you sleep soundly. You can also use a similar brand of bedding that you use back at home if possible. Ensure that you pick the proper size so that you don’t end up Picking a small size.

Come up with a study Nook by lofting your bed

Several colleges have the option of setting up dorms using the layout of a loft. After having the dimensions laid out and the least of the provided furniture, you can also have an enhanced idea of what you will need to come up with the perfect Nook in your dorm. 

Add a mirror to the room

Mirrors are not only used to look at your fittings and look, but they also have the illusion of making your room appear and feel bigger. It is therefore essential that you have a mirror in your small space. You can use the peel and stick kind of mirrors to form a distinct pattern on the wall or the door. 

Use curtains to form a homey/comfortable feel

Dorm Room Decor2

If you have a lesser view than a stellar one or having your dorm located on the 1st floor of the building, you can use captains to add some privacy and make it feel like a completed room. Suppose you like sleeping in, you can utilize the curtains that are light-blocking or use sheer options to feel a bright feeling. 

Use a headboard

Several dorms in a college possess cement walls that are not that comfortable when you want to learn as you are in bed. You can add a comfortable headboard which can go a long way into decorating your room. It will save you money, and you can also customize it depending on the style and size you want it.

The post Dorm Room Decor Ideas appeared first on Residence Style.

No comments:

Post a Comment

guest post needed

Hi I hope you're doing well. I'm reaching out to discuss the possibility of publishing articles on your website. Along with guest ...