Friday, October 1, 2021

The Penny Hoarder

The Penny Hoarder


6 Money Secrets to Paying off Debt and Building Wealth

Posted: 01 Oct 2021 01:00 PM PDT

Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners.

Stop worrying about money — it's bad for you.

Studies show that financial stress can aggravate all kinds of health issues, like migraines, insomnia, heart disease and weight gain — not to mention our old pals anxiety and depression!

Money worries can rip apart relationships and ruin your peace of mind. If you want to stop worrying, what you need to do is take action. That's right, TAKE. ACTION. And we've got an action plan for you.

You'll feel better once you take these seven simple, strategic steps. They'll give you a real financial edge, and you'll be on your way to paying off your debts and building your wealth for real.

1. Stop Paying Your Credit Card Company

A big part of this is forming new habits and thinking of new ways to do things.

For instance: Credit card debt is the most expensive kind of debt, and your credit card company is just getting rich by ripping you off with high interest rates. But a website called Fiona can help you fight back.

If you owe your credit card companies $250,000 or less, Fiona will match you with a low-interest loan you can use to pay off every single one of your balances.

The benefit? You'll be left with one bill to pay each month. And because personal loans have lower interest rates (Fiona rates start at 2.49% APR), you'll get out of debt that much faster. Plus: No credit card payment this month.

It takes two minutes to see if you qualify for up to $250,000 online. You do need to give Fiona a real phone number in order to qualify, but don't worry — they won't spam you with phone calls.

2. Stop Overpaying for Stuff Online

Wouldn't it be nice if you got an alert any time you're shopping on Amazon or Walmart.com and you're about to get ripped off?

That's exactly what this free service does.

Just add it to your browser for free, and before you check out, it'll check other websites, including Walmart, eBay and others to see if your item is available for cheaper. Plus, you can get coupon codes, set up price-drop alerts and even see the item's price history.

Let's say you're shopping for a new pair of shoes, and you assume you've found the best price. Here's when you'll get a pop up letting you know if that exact pair of shoes is available elsewhere for cheaper.

In the last year, this has saved people $160 million. You can get started in just a few clicks to see if you're overpaying online.

3. Cancel Your Car Insurance

When was the last time you compared car insurance rates? Chances are you're seriously overpaying with your current policy.

If it's been more than six months since your last car insurance quote, you should look again.

And if you look through a digital marketplace called SmartFinancial, you could be getting rates as low as $22 a month — and saving yourself more than $700 a year by canceling with your current provider.

It takes one minute to get quotes from multiple insurers, so you can see all the best rates side-by-side. Yep — in just one minute you could save yourself $715 this year. That's some major cash back in your pocket.

So if you haven't checked car insurance rates in a while, see how much you can save with a new policy.

4. Leave Your Family up to $1M

There's been a surge of interest in life insurance during the pandemic, as more Americans are realizing they probably need it.

Overall, Americans purchased about 10% more life insurance policies in 2020 than they did in 2019. That may not seem like a lot, but it's actually the biggest increase in nearly two decades.

Also, more people are seeking out no-exam life insurance because they don't want to go to a doctor's office for an in-person exam. Companies like Bestow use algorithms instead of medical exams to evaluate applicants.

Rates start at just $16 a month. You could leave your family up to $1 million. The peace of mind knowing your family is taken care of is priceless.

If you're under the age of 54 and want to get a fast life insurance quote without leaving your home, get a free quote from Bestow.

5. Get Paid up to $80/Month — Just for Sharing Your Opinion 

Taking surveys might not sound like the best way to make money, but if you're just vegging out on the couch — or pretending to be interested in your partner's new favorite show — why not click a couple buttons? It could earn you up to $80 a month. Seriously.

There are a bunch of paid survey sites out there, but one of the best we've found is Survey Junkie.

They'll ask you questions about things like, what kind of laundry detergent you use, or if you prefer Pepsi or Coke. You get points for answering, and many people accumulate enough points to request a check within a few hours.

More than 10 million people already use Survey Junkie, and it has 4.5/5 stars on TrustPilot.

Join for free and take your first survey to start earning points — you could cash out as soon as today.

6. Become a Real Estate Investor for as Little as $10

Take a look at some of the world's wealthiest people. What do they have in common? Many invest in large private real estate deals. And here's the thing: There's no reason you can't, too — for as little as $10.

company called Fundrise lets you get started in the world of real estate by giving you access to a low-cost, diversified portfolio of private real estate. The best part? You don't have to be the landlord. Fundrise does all the heavy lifting.

Fundrise's Starter Portfolio has a minimum of only $10 and is geared toward first-time real estate investors. Your money will be invested in the company's Flagship Fund, which already owns more than $250 million worth of real estate around the country, from apartment complexes to the red-hot housing rental market to larger last-mile e-commerce logistics centers.

As tenants pay their rent, you could earn money through quarterly dividend payments, and over time, you could earn money off the potential appreciation of the property. Since 2014, Fundrise investors have earned roughly $100 million in dividends alone.

So if you want to get started in the world of real-estate investing, it takes just a few minutes to sign up and create an account with Fundrise.

Mike Brassfield (mike@thepennyhoarder.com) is a senior writer at The Penny Hoarder. He tries not to worry too much about money — aside from writing about it, of course.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

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Best Checking Accounts October 2021

Posted: 01 Oct 2021 09:00 AM PDT

Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners.

Do you remember why you chose your current checking account?

If you got started early, your parents might have helped you open a kids' account at their bank's branch. Or maybe you went with the bank down the street from your work after getting your first W2 job.

Whatever the reason, location likely played a big part. Thankfully, you're no longer confined to a financial institution because of its proximity to you — or a brick-and-mortar site altogether, for that matter.

From higher interest rates to better benefits, it pays to expand your search beyond your local bank or credit union these days. Here's how to choose the right checking account for you.

Advantages of Choosing the Right Checking Account

You probably already know that you need a checking account. It serves as the primary hub for your money. It's where your paychecks land, and, from there, you use the money to pay bills, buy the stuff you need and hopefully slide some of it into a savings account.

Picking a bank account is a surprisingly personal choice. What makes an account "good" depends largely on your financial situation and goals. Checking accounts come in a lot of varieties these days, each with different features and benefits. It's up to you to do the research and find the one that will benefit you and your lifestyle the most.

But we can tell you a few things that make any account good. Here are a few important features to keep in mind:

  • Fees: How much will it cost you to manage your money with this account?
  • Rewards: What do you earn in return for using the account?
  • Accessibility: What are the requirements to open this account and earn the rewards?
  • Mobility: Can this account travel and move with you?

Types of Checking Accounts

There are a few varieties of checking accounts out there that offer different benefits. You just need to figure out which kind will work best for you. Some of your options are:

  • Student Checking: These accounts usually feature minimal fees and no minimum balance. They also don't offer a lot of perks. They're bare-bones accounts designed for cash-strapped students who just need the basics.
  • Express Checking: This is the checking account for today's digital person. If you don't like going to the bank, this could be for you. These accounts are designed for use on computers, phone apps, ATMs or by telephone. You may actually get a fee for going to a live teller. The upside is fees are minimal as long as you keep banking digitally.
  • Joint Checking: Need to share a checking account with a spouse or another person? A joint account lets you both put money in and take money out as needed.
  • Fresh Start or Second Chance Checking: If you've run into financial trouble and have had your accounts closed, it can be tough to get a new account. These accounts are designed to minimize the bank's risk, but they allow you to open a new account. If you maintain it well for an extended period of time, it may open opportunities for you to upgrade.
  • Rewards Checking: Rewards checking offers the highest perks, such as annual percentage yield (APY) interest on the account balance. Debit card purchases could also receive cashback bonuses or earn points for things like airline travel or gift cards. Some, however, will come with an annual fee.
Pro Tip

Check out our current list of bank promotions for a chance to gain a monetary bonus when signing up for a new bank account.

So How Do You Choose? Our Methodology

We decided to see how some of our favorite checking accounts stack up against this criteria.

We graded 10 bank and credit union accounts on the factors that we like to see in any checking account — no fees, free ATMs, good rewards, easy set up and accessibility.

What Are the Best Checking Accounts of October 2021?

Based on these criteria, here are some institutions with the best accounts:

Banks Fees Rewards Accessibility Mobility Overall
Chime Spending A+ C A A- A-
Varo A+ A B- A A
Chase Total Checking C A B A B
TD Bank Convenience Checking C A C A- B
Axos Bank Essential Checking A A B B B+
Ally Interest Checking A D B A B
Consumer Credit Union Free Rewards Checking A A B A B
Schwab Bank High Yield Investor Checking B F D A C+
Chase College Checking C C A A B+
Montgomery Bank New Start Checking A F B B C+

1. Chime Spending Account

Overall: A-
Fees: A+

Rewards: C

Accessibility: A

Mobility: A-

Chime is an online checking account that offers some unique features with its online bank account that traditional banks haven't caught on to yet. Consider:

  • Chime doesn't charge overdraft fees, monthly maintenance fees, foreign transaction fees or minimum balance fees.
  • Chime customers have access to thousands of fee-free MoneyPass ATMs around the country.
  • When you set your payroll up for direct deposit to your Chime spending account, your paycheck will post up to two days before payday, giving you more time to plan, save and pay the bills.
  • You can open an easy-to-access connected savings account. It allows you to automate your savings with features like the round-up tool, which will round up your transactions to the nearest dollar and dump the change into savings.
  • Its mobile app is user-friendly, making managing money super accessible via iPhone or Android.
  • It has a "Pay Friends" feature, so you don't have to mess with cash, math or other apps to split the bill.

Plus, it takes about five minutes to sign up. The bank verifies your personal information, takes note that you're at least 18 or older, then you're good to go. No opening deposit required.

For an account that'll help you strike up savings — and that could pay you two days early — check out Chime.

Want more information about Chime? Read our full Chime Bank review.

2. Varo Checking Account

Overall: A
Fees: A+
Rewards: A
Accessibility: B-
Mobility: A

Varo has combined traditional banking tools with modern technology to help its customers become financially healthy. Its big selling points include:

  • No hidden fees: With Varo, as long as you use one of more than 55,000 Allpoint® ATMs across the world, you'll never pay fees. Additionally, you'll pay no monthly service fees, no minimum balance fees, no foreign transaction fees and no cash replacement fees. You'll just pay out-of-network ATM fees and cash deposit fees if you deposit cash in-store through Green Dot®.
  • All-in-one: In addition to a bank account, you can open a Varo Savings Account (earning from 0.20% to 3.00% APY), connect your credit cards and more.
  • Early access to your paycheck: Get paid up to two days before your check is typically posted when you set up direct deposit with Varo.
  • Varo Forecast: Varo keeps tabs on how much you spend across all your accounts, so you can better analyze and project your cash flow. It also allows you to set spending caps.

To sign up for Varo, you'll have to download its free app.

3. Chase Total Checking® Account

Overall: B
Fees: C
Rewards: A
Accessibility: B
Mobility: A

Here's another account with stellar rewards: You can get a $225 bonus when you open a new Chase Total Checking account.

Getting the bonus is pretty simple, compared with similar offers. Open a new Chase Total Checking® account* with $0, and set up direct deposit within 90 days of opening.

Keep your account open for at least six months, or you'll lose the bonus at closing.

The account comes with a $12 monthly service fee, but it'll be waived if you have monthly direct deposits of at least $500. If you don't have direct deposit, you can also have the fee waived with a minimum daily balance of $1,500 (or $5,000 across multiple Chase accounts).

Chase offers online, mobile and text banking at no extra charge, and you can deposit checks from anywhere using the Chase mobile app.

You can use a Chase ATM for free, but you'll pay a $2.50 fee for non-Chase ATMs in the U.S., $5 for international withdrawals — so this account isn't the best for frequent international travelers. The bank has branches and ATMs in 33 states around the U.S., so you can avoid the fees if you've got one nearby.

young woman mobile depositing a check

4. TD Bank Convenience Checking Account

Overall: B
Fees: C
Rewards: A
Accessibility: C
Mobility: A-

The best thing about TD Bank is it'll pay you just for opening an account. You'll get $150 when you open a TD Convenience Checking account online. (Note: this offer expires Nov. 30, 2021.)

To get your bonus, you'll have to sign up for direct deposit and receive a total of $500 or more into your new account within 60 days of opening. Should be easy to achieve if you set your main paycheck up for direct deposit.

Your money won't earn interest in this account, but the new-account bonus is worth a few years of the interest you'd see in most checking accounts.

The $15 monthly fee on this account sounds hefty at first, but it's waived if you maintain a $100 minimum daily balance. If you tend to keep a low balance, that fee — and the account's $35 overdraft fee — could pinch your wallet.

All TD accounts include free online and mobile banking, including mobile check deposit.

Anyone can open an account online, but the brick-and-mortar banks (and ATMs) are mostly located along the East Coast. With a $3 fee for using an out-of-network ATM, you might want to have a physical location nearby

For a $300 bonus and an interest-yielding account, consider TD Bank's higher-tier Beyond Checking account. You must meet certain criteria (and be a new customer) to earn this bonus.

5. Axos Bank Essential Checking Account

Overall: B+
Fees: A
Rewards: A
Accessibility: B
Mobility: B

Axos' Essential Checking account comes with no monthly or annual fees and no overdraft fees.

An Axos representative told TPH all its checking accounts require a $100 minimum opening deposit, but after that require a minimum balance of only $1. Despite the low minimum balance, this bank rewards its customers with up to 1.00% APY on their balance (though Essential Checking accounts are not eligible).

It will also reimburse you by the end of the next business day for unlimited ATM fees within the U.S.

Per a rep via live chat, you'll pay a 1% service transaction charge on purchases made in other countries. So even though this online bank account is flexible, it isn't ideal for international travelers.

6. Ally Interest Checking Account

Overall: B
Fees: A
Rewards: D
Accessibility: B
Mobility: A

With Ally's free, online Interest Checking account, you can use any Allpoint ATMs in the U.S. for free, plus Ally will reimburse you up to $10 for other ATM fees within the U.S.

Another bonus is that in early June 2021, Ally permanently suspended overdraft fees for all accounts. It's the first U.S. bank to do this.

An Ally representative told The Penny Hoarder this checking account has no required minimum deposit to get started.

With a daily balance of $15,000 or more, this checking account yields 0.25% interest. Below $15,000, it's 0.10%. That tops a lot of bank accounts, but it's not as impressive as we'd expect for an account with "interest" in the name — and that balance requirement is a beast.

You can access this account online or through the Ally app, so it's an accessible choice for anyone within the U.S.

two women withdrawing money from atm

7. Consumer Credit Union Free Rewards Checking Account

Overall: B
Fees: A
Rewards: A
Accessibility: D
Mobility: B

The rewards on Consumer Credit Union's Free Rewards Checking are pretty sweet, but the requirements are hefty.

You'll earn 2.09% interest on your balance up to $10,000 and have all ATM fees reimbursed, as long as you:

  • Make 12 debit card purchases each month without using the PIN (as a credit transaction).
  • Have at least one direct deposit or ACH credit of $500 or more each month.
  • Enroll in e-documents.

In addition to that, you can earn 3.09% or 4.09% APY on balances up to $10,000 if you meet CCU Visa credit card spending requirements: $500 and $1,000, respectively.

All CCU branches are in Illinois, but anyone can open and manage an account online and through the mobile app.

8. Schwab Bank High Yield Investor Checking Account

Overall: C+
Fees: B
Rewards: F
Accessibility: D
Mobility: A

Schwab Bank is loved by international travelers. The account offers unlimited ATM fee rebates for cash withdrawals at ATMs anywhere in the world.

You can manage your account online or through the Schwab app for iPhone, and make deposits through the app, so this account keeps up with jet-setters.

The downside? Schwab's online-only High Yield Investor Checking account must be linked to a Schwab One brokerage account. Luckily, there are no fees or minimum deposits to open either account, as long as you open them together.

Neither account comes with monthly fees or a minimum balance, but "other account fees, fund expenses and brokerage commissions may apply" to the brokerage account once you begin investing, according to the Schwab site.

The checking account offers a variable interest rate. If you want to grow your savings through Schwab, you'll want to invest through the brokerage account.

9. Chase College Checking Account

Overall: B+
Fees: C
Rewards: C
Accessibility: A
Mobility: A

The Chase College Checking Account is designed with the college student in mind. For anyone ages 17 to 24 with proof of college enrollment, there is no monthly service fee.

However, it does come with some hefty insufficient-funds fees and fees for using non-Chase ATMs.

New applicants can get a $100 bonus in their account just for signing up for paperless statements and making 10 qualifying transactions within the first 60 days. Debit card transactions count, so that should be easy.

No other rewards are a part of this account, but that's typical with a student checking account.

Beyond that, the account comes with the accessibility of one of the nation's largest banks, so ATMs are plentiful and online and mobile banking is available.

10. Montgomery Bank New Start Checking Account

Overall: C+

Fees: A
Rewards: F
Accessibility: B
Mobility: B

The Montgomery Bank New Start Checking account is what you want in a second chance banking account. No frills, but no unnecessary fees, either.

All it takes is a $20 minimum deposit to open the account. While this is a no-frills account, it offers a lot of benefits for those who are looking to get back on their financial feet again.

This account is loaded with free options, which is what a student checking account should be all about. Check these out:

  • No monthly service fee
  • No minimum balance
  • A free debit card
  • Free direct deposit and unlimited check writing
  • Access to no-fee MoneyPass ATMs

*Chase Fine print:

"Checking offer is not available to existing Chase checking customers, those with fiduciary accounts, or those whose accounts have been closed within 90 days or closed with a negative balance. To receive the $225 checking bonus: 1) Open a new Chase Total Checking account, which is subject to approval AND 2) Have your direct deposit made to this account within 60 days of account opening. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. After you have completed all the above requirements, we'll deposit the bonus in your new account within 10 business days. You can only receive one new checking account-related bonus per calendar year. Bonus is considered interest and will be reported on IRS Form 1099-INT.

"Account Closing: If your checking account is closed within six months after opening, we will deduct the bonus amount at closing."

Editorial Disclosure

This content is not provided by the bank advertiser. Opinions expressed here are the author's alone, not those of the bank advertiser. This site may be compensated through the bank advertiser Affiliate Program.

Contributor Kathleen Garvin (@itskgarvin) is a personal finance writer based in St. Petersburg, Florida, and former editor and marketer at The Penny Hoarder. She owns a content-writing business and her work has appeared in U.S. News, Clark.com and Well Kept Wallet.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

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5 Ways Getting a Raise Could Be Bad For Your Finances

Posted: 01 Oct 2021 07:13 AM PDT

Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners.

Congratulations! You finally got that raise you've been working toward. The extra money in your bank account is going to help secure your finances and get you closer to your goals… right?

Not always. Sometimes the excitement of putting more cash in your pocket on a regular basis can have a bigger influence on your heart, not your brain. And that can lead to lifestyle creep — when making more money leads to spending more money on the finer things. Like a nicer car, a bigger wardrobe and fancier vacations.

And while treating yourself occasionally is OK — you deserve it! — spending more on things you don't need and skipping the important financial choices can delay your financial success and maybe even your retirement plans.

So even though your direct deposits are bigger these days, don't get distracted by all the shiny new things you can afford now. By making these mistakes, your raise could actually do even more damage to your financial goals.

Mistake No. 1: Not Increasing Your 401(k) Contributions

When you get a raise, one of the smartest things you can do is increase your retirement savings contributions. If you don't need the extra cash to pay your bills, you won't miss it — but you'll be glad you stashed it away when you see your 401(k)'s growth.

And if your employer matches each contribution, that could mean hundreds of thousands of extra dollars in your account when you retire. It's free money!

But if you can't take advantage of this employer benefit because you do need all of your paycheck every month, a company called Lendtable will give you the cash.

We know it sounds too good to be true. But if your employer has a 401(k) match program, this is money they already have earmarked for you. By using Lendtable, you'll be able to unlock that free cash.

Let's say you make $50k a year and your employer matches your 401(k) contribution up to 4%. If you put $0 in your retirement account this year, you get $0 from your boss. If Lendtable lends you the 4% of your salary your employer is willing to match, you get $2,000 from your boss, minus Lendtable's fee. (This comes from the extra money you've earned, so there's no sacrifice on your part.)

It takes three minutes to answer a few questions about your eligibility and sign up for an account.

Once you've gotten your full match amount from your employer, LendTable will take the money they lent you back, plus a small share of your profit. If there's a penalty from your retirement account provider for taking money out, Lendtable will cover that, too.

The risk for you is basically nonexistent, so not taking advantage of your employer match with Lendtable's offer would make Future Millionaire You bow your head in shame. Get started here.

Mistake No. 2: Not Putting More Money Into Your Investments

When you start to make more money, you might think the smart thing to do is add it to your savings account.

Unfortunately, saving alone may not be enough for you to be able to build your wealth. You're on the right track, but the money you're stashing away isn't growing like it could be. To retire comfortably, it helps to grow your money. That's why we like an app called Stash.1

You don't need a ton of money, either — you can get started with as little as $5. You can invest in pieces of well-known companies like Amazon, Google or Apple without having to pony up for expensive full shares of stock. The best part? Some companies may even send you a check every quarter for your share of the profits, called dividends. If these companies profit, so can you.

It takes two minutes to sign up, and your investments are protected. With Stash, investments are held by their custodian, Apex Clearing Corporation, a member of the Securities Investor Protection Corporation (SIPC) — that's industry talk for, "Your money comes with protection."2

Right now, Stash will even give you a $5 bonus once you deposit $5 into your account.3 The sooner you get started investing, the more time your money has the potential to grow.

Mistake No. 3: Not Adding More Money to Your Emergency Fund

Your emergency fund is an important safety net to have — and when you get a raise, you can reach your goal number faster.

You should be using not just a safe place to stash it away — but an account that can also earn you more money on your savings.

Under your mattress or in a safe will get you nothing. And a typical savings account won't do you much better. (Ahem, 0.06% is nothing these days.)

But a debit card called Aspiration lets you earn up to 16 times the average interest on the money in your account.

Not too shabby!

Enter your email address here to get a free Aspiration Spend and Save account. After you confirm your email, securely link your bank account so they can start helping you get extra cash. Your money is FDIC insured and they use a military-grade encryption which is nerd talk for "this is totally safe."

Mistake No. 4: Not Protecting Your Family

Have you thought about how your family would manage without your income after you're gone? How they'll pay the bills? Send the kids through school? Now that you've gotten a raise, it's a good time to start planning for the future by looking into a term life insurance policy.

You're probably thinking: I don't have the time or money for that, even with a raise. But your application can take minutes — and you could leave your family up to $1 million with a company called Bestow.

Rates start at just $16 a month. The peace of mind knowing your family is taken care of is priceless.

If you're under the age of 54 and want to get a fast life insurance quote without a medical exam or even getting up from the couch, get a free quote from Bestow.

Mistake No. 5: Overspending Because You Can 'Afford It' Now

Just because you're making more money doesn't mean you should be spending more.

So wouldn't it be nice if you got an alert when you're shopping online at Target and are about to overpay?

That's exactly what this free service does.

Just add it to your browser for free, and before you check out, it'll check other websites, including Walmart, eBay and others to see if your item is available for cheaper. Plus, you can get coupon codes, set up price-drop alerts and even see the item's price history.

Let's say you're shopping for a new TV, and you assume you've found the best price. Here's when you'll get a pop up letting you know if that exact TV is available elsewhere for cheaper. If there are any available coupon codes, they'll also automatically be applied to your order.

In the last year, this has saved people $160 million.

You can get started in just a few clicks to see if you're overpaying online.

Capital One Shopping compensates us when you get the extension using the links provided.

Kari Faber is a staff writer at The Penny Hoarder

1 For retirement, Stash offers access to traditional or Roth IRAs.

2To note, SIPC coverage does not insure against the potential loss of market value. Apex Clearing Corporation is a third-party SEC-registered broker-dealer and member FINRA/SIPC. 

There's no guarantee any stock will pay dividends in a quarter or year. Dividends may be subject to additional taxes, and are considered taxable income. Please refer to the IRS for additional information.

3Offer is subject to Terms and Conditions. To be eligible to participate in this Promotion and receive the Bonus, you must complete the following steps: (i) successfully complete the designated registration process of opening an individual taxable brokerage account ("a Personal Portfolio"), (ii) link a funding account (e.g. an external bank account) to your Personal Portfolio, AND (iii) initiate and complete a minimum deposit of at least five dollars ($5.00) into your Personal Portfolio. In the event you only complete the designated registration process to receive the Financial Counseling Service (as defined in your Advisory Agreement) or do not otherwise complete the account opening process for an individual taxable brokerage account ("Personal Portfolio"), you will not be eligible to receive the Bonus.

The Penny Hoarder is a paid solicitor of Stash. 

This information is for educational purposes only. This material is not intended as investment advice and is not meant to suggest that any securities are suitable investments for any particular investor. Investment advice is only provided to Stash customers. All investments are subject to risk and may lose value. All product and company names are trademarks ™ or registered ® trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them. 

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

This posting includes an audio/video/photo media file: Download Now

Kids Eat Free at Dozens of Restaurants Coast to Coast

Posted: 01 Oct 2021 07:00 AM PDT

Having kids is expensive. The cost of everything goes up: Clothing, shelter and — of course — food.

We've brought you ways to save on clothes and housing in recent months. Today we're going to show you how to get free kids meals any day of the week.

Some of the restaurants that we've rounded up have locations around the country and others are regional. Many of the following restaurants provide one free kids meal per adult entree ordered.

If you don't see a favorite restaurant here, make sure to ask your sever about free meals for kids the next time you stop in.

Places Where Kids Eat Free All Weel

Here's our roundup of 57 restaurants that offer free meals to kids on at least one day a week.

Restaurants That Cater to Your Family's Needs

Being a parent has been especially tough during the pandemic. Let's take a minute to highlight restaurants that make your life easier.

Free Kids' Meals for Takeout or Curbside

Most offers for kids' eat free promotions are limited to dine-in customers only. This is problematic during the pandemic, and has even caused some restaurants to suspend the promotion altogether.

However, there are a handful of restaurants rising to the occasion, explicitly allowing customers to claim their free kids' meals without making dinner a COVID-spreading event:

Dickey's Barbecue Pit. Allows for takeout and curbside.
Community Tavern. Allows for takeout.
Holiday Inn Europe. Allows for room service.

If you have concerns with indoor dining, another safer place to take advantage of kids eating free is Bruster's, as there is no "inside" to worry about. You just order from the window while standing outside.

Check out our list of 100 free things to do for you and your family.

More Than One Free Kids Meal With Purchase of Adult Entree

Most restaurants only allow you to get one free kid meal per adult entree. This is a problem if you're a single parent with more than one child, or if you are a dual-parent household with more than two children.

To ensure all the littles eat for free, check out these restaurants that explicitly allow for two free kids' meals per adult entree:

  • Fox & Turtle
  • Ponderosa
  • Carrows
  • Flat Top Grill
  • Holiday Inn

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A mother and daughter eat fries and bbq food.

Where Kids Eat Free on Sunday

Sunday is the most popular day of the week for kids eat free promotions. Check out these 13 restaurants where kids eat free on Sundays!

The Dickey's BBQ Pit logo. Dickey's Barbecue Pit

To qualify for this deal, your total order must be at least $10. You can only qualify for one free kids' meal per order.

  • When: Every Sunday.
  • Age limitations: Ages 12 and younger.
  • Number of free kids meals per adult purchase: 1

Unlike many restaurants, Dickey's Barbecue Pit lets you take advantage of the kids eat free promotion whether you dine in or not! Takeout and delivery orders are eligible when you use this promo code at checkout: KEFOLO.

Find a Dickey's Barbecue Pit location.

The Moe's Southwest Grill logo. Moe's Southwest Grill

To qualify for the Kids Eat Free deal at Moe's Southwest Grill, your adult meal must cost at least six dollars.

  • When: Every Sunday.
  • Age limitations: Kids 12 and under.
  • Number of free kids' meals per adult purchase: 1

Kids only eat free when you are dining in.

Find a Moe's Southwest Grill location.

The Nantucket Grill logo.Nantucket Grill

Kids eat free at Nantucket Grill in the Triangle — the Raleigh-Durham-Chapel Hill area of North Carolina — every Sunday.

  • When: Every Sunday.
  • Age limitations: Kids 10 and under.

Find a Nantucket Grill location.

The Rush Street logo.Rush Street

Kids eat free every Sunday night at Rush Street in Culver City, California.

  • When: Sundays from 5 to 9 p.m.
  • Age limitations: Kids age 12 and under.

The logo for Rooster Fish Grill.Roosterfish Grill

Roosterfish Grill in Largo, Florida, offers free kids' meals every Sunday.

  • When: Every Sunday.
  • Age limitations: Kids 10 and under.
  • Number of free kids' meals per adult entree: 1

The logo for Salsarita's. Salsarita's

Most Salsarita's offer two, kids-eat-free nights per week. One of them is often on Sunday. You will want to call your location ahead of time to make sure you dine there on the right night..

  • When: Every Sunday and usually one additional day per week. Time varies by location.
  • Age limitations: Kids 12 and under.
  • Number of free kids' meals per adult entree: 1

Find a Salsarita's location.

The logo for Nueva Cantina. Nueva Cantina

Nueva Cantina has multiple participating locations in St. Petersburg, Florida, and offers free kids' meals every Sunday.

  • When: Every Sunday.
  • Number of free kids' meals per adult entree: 1

The logo for Arriba Mexican Grill. Arriba Mexican Grill

Arriba Mexican Grill in Arizona offers kids' eat free day every Sunday.

  • When: Every Sunday.
  • Age limitations: Kids 10 and under.
  • Number of free kids' meals per adult entree: 1

Find an Arriba Mexican Grill location.

The logo for Woodrow's.Woodrow's

Woodrow's NYC has a free kids' night every Sunday. You can get one free kids meal with the purchase of an adult entrée.

  • When: Every Sunday 5p until close.
  • Age limitations: Kids 10 and under.
  • Number of free kids' meals per purchase of an adult entree: 1

The logo for Evos.EVOS

Sunday is kids' eat free day at EVOS, with locations in the Tampa Bay area of Florida. You get one free kids meal per purchase of an adult entrée

  • When: Sundays.
  • Age limitations: Kids 12 and under.
  • Number of free kids' meals per adult entree: 1

Find an Evo's location.

The logo for Stoney Point Grill.Stoney Point Grill

Stoney Point Grill in Chicago offers free kids' meals on Sundays.

  • When: Sundays.
  • Number of free kids' meals per purchase of an adult entree: 1

The logo for Pi Craft PizzaPi Craft Pizza

In upstate New York, Pi Craft Pizza offers a kids' eat free day on Sundays.

  • When: Every Sunday.
  • Age limitations: Kids 12 and under.
  • Number of free kids' meals per adult entree: 1

Find a Pi Craft Pizza location.

The logo for Esplendido.Esplendido

Just outside Detroit, Esplendido Mexican Cuisine has a free kid's meal promotion every Sunday.

  • When: All day every Sunday.
  • Age limitations: Kids 10 and under.
  • Number of free kids' meals per purchase of adult entree: 1

This offer is for dine-in customers only.

Other Restaurants Where Kids Eat Free on Sunday

Some restaurants offer promotions multiple days of the week. Here are some restaurants where kids eat free on Sunday and other days:

  • Bravo Mexican Grill
  • HOBNOB
  • Cafe Brazil
  • Bruster's
  • Fricker's
  • Holiday Inn
  • Tony Roma's
  • 99 Restaurants
  • Texas de Brazil
  • Fogo de Chao
  • JJ's Grill
  • Hutch American Bistro

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A little boy eats pasta.

Where Kids Eat Free on Monday

Monday is another popular day to offer free kids meals. Here are 14 restaurants where kids eat free on Monday.

The logo for Arroga's.Arooga's Grille House & Sportsbar

Arooga's was the first Certified Green Restaurant in Pennsylvania, and it welcomes kids to eat free every Monday.

  • When: All day every Monday.
  • Age limitations: Kids 12 and under.
  • Number of free kids' meals per adult meal: 1

This offer is dine-in only.

Find an Arooga's Grille House location.

The logo for Woody's BBQ.Woody's BBQ

Not every Woody's BBQ participates in Kids Eat Free Days, but of those that do, they most commonly offer the promotion on Mondays and Tuesdays. You will want to call ahead to ensure you've got the right date for participating locations.

  • When: Most locations offer this promotion on Mondays and Tuesdays.
  • Age limitations: Either 12 and under or 10 and under depending on location.
  • Number of free kids' meals per purchase of an adult entrée: 1

Find a Woody's BBQ location. 

The logo for Las Magaritas. Las Margaritas

Las Margaritas of Columbus, Ohio, offers a kids eat free promotion during lunch on Mondays at its two locations.

  • When: Mondays from 11 a.m. to 4 p.m.
  • Age limitations: Kids 12 and under.
  • Number of free kids' meals per adult entree: One, and the adult also has to order a drink.

The logo for Flat Top Grill. Flat Top Grill

Drop in to Flat Top Grill on Mondays and get two free kids meals per adult entree.

  • When: All day every Monday.
  • Age limitations: Kids 10 and under.
  • Number of free kids' meals per adult meal purchased: 2

This offer is good for dine-in customers only.

Find a Flat Top Grill location.

The logo for Cody's Original Roadhouse.Cody's Original Steakhouse

Cody's Original Steakhouse in Florida offers free kids meals with the purchase of an adult entree every Monday.

  • When: Every Monday.
  • Age limitations: Kids ages 12 and under.
  • Number of free kids meal per adult entree: 1

Find a Cody's Original Steakhouse location.

The logo for Romano Cucina. Romano Cucina

Romano Cucina in Laguna Hills, California, offers a kids eat free promotion every Monday.

  • When: Every Monday.
  • Age limitations: Kids age 12 and under.
  • Number of free kids' meals per adult entree: 1

The logo for Huddle House. Huddle House

Huddle House offers two kids eat free days per week, on Mondays and Tuesdays.

  • When: All day on Mondays and Tuesdays.
  • Age limitations: Kids 10 and under.
  • Number of free kids' meals per purchase of an adult entree: 1

This offer is for dine-in customers only.

Find a Huddle House location. 

The logo for Pressed by Spanglish Pressed | by Spanglish

If you're looking for restaurants where kids eat free in the Triangle area of North Carolina, check out Pressed | by Spanglish on Monday evenings. Pressed also publishes a food truck calendar.

  • When: Mondays from 4 to 8 p.m.
  • Number of free kids meals per adult entree: 1

The logo for Grand Hacienda. Grand Hacienda

Monday evenings are kids eat free night at Grand Hacienda locations in Florida's Tampa Bay area.

  • When: Monday from 6 to 9 p.m.
  • Number of free kids' meals per adult entree: 1

Find a Grand Hacienda location,

The logo for Moretti's. Moretti's

At Moretti's, it's not so much an adult entree that gets you a free kids' meal, but an adult spending at least $20 on food at its Illinois locations.

  • When: Every Monday.
  • Age limitations: Kids 12 and under.
  • Number of free kids' meals per adult entree: Must spend $20 to get one free kids' meal.

Find a Moretti's location. 

The logo for Buffalo Wild Wings. Buffalo Wings & Rings

Kids eat free on Mondays at almost all Buffalo Wings & Rings. There are a couple locations that don't participate, though. So be sure to contact your specific location before your visit.

  • When: Every Monday.
  • Age limitations: Kids age 10 and under.
  • Number of free kids' meals per adult entree: 1

Find a Buffalo Wings and Rings location.

The logo for Fox & Turtle Fox & Turtle

Monday nights are kids eat free nights at Chicago's Fox & Turtle.

  • When: Every Monday after 4 p.m.
  • Age limitations: Kids 12 and under.
  • Number of free kids' meals per adult entree: 2
Want even more free stuff? Be sure to check out these 100+ birthday freebies!

Other Restaurants Where Kids Eat Free on Monday

Some restaurants offer promotions multiple days of the week. Here are some restaurants where kids eat free on Monday and other days:

  • Rumbi Island Grill
  • HOBNOB
  • Stack'd
  • NORMS
  • Cafe Brazil
  • Bruster's
  • Fricker's
  • Holiday Inn
  • Tony Roma's
  • 99 Restaurants
  • Texas de Brazil
  • Fogo de Chao
  • JJ's Grill
  • Hutch American Bistro

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A little girl eats grilled cheese and fries.

Where Kids Eat Free on Tuesday

You don't have to look far to find kids eat free promotions on Tuesdays, either. We've rounded up 10 restaurants where kids eat free on Tuesday.

The logo for Ruby's Diner. Ruby's Diner

Tuesday evenings are kids eat free night at Ruby's Diner. Most of the locations are in Southern California but there are a few sprinkled in other states.

  • When: Every Tuesday from 4 p.m. until close.
  • Age limitations: Kids 12 and under.

Find a Ruby's location. 

The logo for Atlanta Bread.Atlanta Bread

Some Atlanta Bread locations offer a kids' night on Tuesday evenings, but you'll want to call ahead of time to make sure yours is one of the participating locations.

  • When: Tuesdays after 5 p.m. though not all locations participate.
  • Number of free kids meals per adult entrée: 1

Find an Atlanta Bread location.

The logo for Carrow's. Carrows

Kids eat free on Tuesdays at Carrows locations.

  • When: Tuesdays from 11 a.m. until close.
  • Age limitations: Kids 10 and under.
  • Number of free kids' meals per adult meal: 2

Find a Carrows location.

The logo for Ponderosa's Steakhouse. Ponderosa

Many Ponderosas participate in Tuesday kids' nights, but not all locations do. Contact yours ahead of time to see if they're a participating location.

  • When: Tuesdays from 4 to 9 p.m. Not all locations participate.
  • Number of free kids' meals per adult entree: 2

Find a Ponderosa location.

The logo for Ruby Tuesday's. Ruby Tuesday

True to its name, Ruby Tuesday offers free kids' meals on Tuesday evenings.

  • When: Every Tuesday after 5 p.m.
  • Age limitations: Kids age 10 and under.
  • Number of free kids' meals per adult entrée: 1

This offer is limited to dine-in customers only.

Find a Ruby Tuesday location.

The logo for Rumbi Island Grill. Rumbi Island Grill

Rumbi Island Grill is a Utah restaurant chain that offers kids' nights on both Mondays and Tuesdays.

  • When: Mondays and Tuesdays after 4 p.m.
  • Age limitations: Kids age 12 and under.
  • Number of free kids' meals per purchase of an adult meal: 1

Find a Rumbi Island Grill location.

The logo for Bob Evan's. Bob Evans

Kids eat free at Bob Evans on Tuesday evenings.

  • When: Tuesdays after 4 p.m.
  • Age limitations: Kids 12 and under.
  • Number of free kids' meals per adult entree: 1

This offer is available to dine-in customers only.

Find a Bob Evans location.

The logo for Burgerfi. BurgerFi

Not all BurgerFi locations offer a kids eat free day. But when they do, it's usually on Tuesdays.

  • When: Varies by location, but it is Tuesday at most participating locations.
  • Number of free kids' meals per adult entrée: 1.

Find a BurgerFI location.

The logo for Alessio's.Alessio's

Kids eat free on Tuesdays at one of the three Georgia locations of Alessio's Restaurant & Pizzeria.

  • When: Every Tuesday.
  • Age limitations: Kids age 10 and under.
  • Number of free kids' meals per adult entree: One. Adult meal must cost $10+.

Find an Alessio's location. 

The logo for Evvia's.Evviva Bar and Eatery

Tuesdays are kids' eat free day at Evviva Bar and Eatery in Chicago.

  • When: Every Tuesday.
  • Age limitations: Kids 10 and under.
  • Number of free kids' meals per adult meal purchase: 1

Other Restaurants Where Kids Eat Free on Tuesday

Some restaurants offer promotions multiple days of the week. Here are some restaurants where kids eat free on Tuesday and other days:

  • Huddle House
  • Cafe Brazil
  • Community Tavern
  • HOBNOB
  • Woody's BBQ
  • Stack'd
  • NORMS
  • Bruster's
  • Fricker's
  • Holiday Inn
  • Tony Roma's
  • 99 Restaurants
  • Texas de Brazil
  • Fogo de Chao
  • JJ's Grill
  • Hutch American Bistro

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Two children eat lunch.

Where Kids Eat Free on Wednesday

On Wednesdays you can still find some kids eat free offers. Check out these five restaurants where kids eat free on Wednesday.

The logo for Stack'd.Stack'd

Not every Stack'd Burgers location in Western Pennsylvania offers free kids days, so be sure to call ahead to find participating locations.

  • When: Monday through Wednesday.
  • Age limitations: Kids 12 and under.

This offer is for dine-in customers only.

Find a Stack'd location.

The Ikea logo. IKEA

At IKEA, kids eat free or cheap throughout the week depending on their age.IKEA has free baby food available every day for children age 2 and under.

On Wednesdays, kids' meals for children 12 and under are half off when you purchase an adult entree.

You must be dining in the restaurant to take advantage of these discounts and freebies.

Find an IKEA location.

The Luby's logo.Luby's

Kids eat free on both Wednesday and Saturday at Luby's, which has more than 50 locations in Texas.

  • When: Wednesdays and Saturdays at participating locations.
  • Age limitations: Kids 12 and under.
  • Number of free kids' meals per adult entree: 1

This offer is good for dine-in only.

Find a Luby's location.

The Bravo Mexican Grill logo. Bravo Mexican Grill

Kids eat free on Wednesday evenings and all day Sunday at Bravo Mexican Grill in Buford outside Atlanta.

  • When: After 5 p.m. on Wednesdays, and all day Sunday.
  • Age limitations: Kids 12 and under.
  • Number of free kids' meals per adult entree: 1

This offer is valid for dine-in only.

The surf shack logo. Surf Shack

The Surf Shack in Tampa offers kids meals free with the purchase of an adult meal on Wednesdays.

  • When: All day Wednesdays.
  • Number of free kids' meals per adult entree: 1

Other Restaurants Where Kids Eat Free on Wednesdays

Some restaurants offer promotions multiple days of the week. Here are some restaurants where offering a free kid's meal on Wednesday and other days:

  • Cafe Brazil
  • Community Tavern
  • HOBNOB
  • NORMS
  • Bruster's
  • Fricker's
  • Holiday Inn
  • Tony Roma's
  • 99 Restaurants
  • Texas de Brazil
  • Fogo de Chao
  • JJ's Grill
  • Hutch American Bistro

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A little girl eats a burger.

Where Kids Eat Free on Thursday

Thursday is a less popular day for kids eat free promotions, but you can still find them if you know where to look. Here are six restaurants where kids eat free on Thursdays.

Rookie's American Pub logo.Rookies All American Pub and Grill

You can get one free kid's meal with the purchase of adult entrees on Thursdays at Rookies All American Pub and Grill at Illinois locations.

  • When: Every Thursday.
  • Number of free kids' meals per adult entree: 1

Find a Rookies All American Pub and Grill location.

Mama's Comfort Food & Cocktails logo. Mama's Comfort Food & Cocktails

Thursdays are kids eat free day at Mama's Comfort Food & Cocktails in Southern California.

  • When: All day every Thursday.
  • Age limitations: Kids 12 and under.

Find a Mama's Comfort Food location.

Norm's logo.NORMS

Kids eat free at NORMS in Southern California every weekday — including Thursdays.

  • When: Monday through Friday from 3 until 10 p.m.. 
  • Age limitations: Kids 10 and under.
  • Number of free kid's meal with purchase of one adult entree: 1

Find a NORMS location.

The logo for Hobnob. HOBNOB

Most evenings, including Thursdays, kids eat free at four Atlanta area HOBNOB locations.

  • When: Sunday through Thursday from 5 to 7 p.m.
  • Age limitations: Kids 12 and under.
  • Number of free kids' meals per adult entree: 1

You must be a member of the loyalty club to take advantage of Kids Eat Free Nights.

Find a HOBNOB location.

The logo for Cafe Brazil.Cafe Brazil

For most of the week, including Thursdays, kids eat free at Cafe Brazil locations in Texas.

  • When: Sunday through Thursday from 5p to 10p.
  • Age limitations: Kids 12 and under.

Find a Cafe Brazil location.

The logo for Community Tavern.Community Tavern

Tuesday through Thursday, kids eat free at Chicago's Community Tavern.

  • When: Every Tuesday through Thursday.
  • Age limitations: Kids age 12 and under.
  • Number of free kids' meals per adult entrée purchase: One. Each adult must spend $16+.

Community Tavern is one of the few restaurants that lets you use this offer on carryout orders as well as dine-in orders.

Other Restaurants Where Kids Eat Free on Thursdays

Some restaurants offer promotions multiple days of the week. Here are some restaurants where kids eat free on Thursday and other days:

  • Bruster's
  • Fricker's
  • Holiday Inn
  • Tony Roma's
  • 99 Restaurants
  • Texas de Brazil
  • Fogo de Chao
  • JJ's Grill
  • Hutch American Bistro

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A little boy eats ice cream outside.

Where Kids Eat Free Friday and Saturday, and Everyday

A lot of people go out to eat on Fridays and Saturdays. So it's harder to find restaurants that offer kids eat free promotions on these days.

There are plenty of restaurants that offer kids eat free days every day of the week, though, including Fridays and Saturdays! Here are nine restaurants where kids eat free every day.

The logo for Bruster's ice cream. Bruster's Ice Cream

If you have younger kids, it's good to know that Bruster's Ice Cream will give them free baby cones all the time — as long as they meet certain height requirements.

  • When: Everyday.
  • Age limitations: No age limitations, but your child must be under 40" tall.

Find a Bruster's location. 

The logo for Fricker's. Fricker's

At Fricker's, kids eat free all day everyday. In order to qualify for this offer, you will have to purchase a kids' drink in addition to an adult meal. There are a number of outlets in Ohio plus one each in Indiana and Michigan.

  • When: Everyday.
  • Age limitations: Kids age 10 and under.
  • Number of kids' meals free with an adult meal purchase: 1

This offer applies to dine-in customers only.

Find a Fricker's location.

The logo for Holiday Inn.Holiday Inn

If you're staying at a Holiday Inn, not only do your kids get free meals, but they'll be able to stay at the hotel for free, too.

There are different stipulations for the Kids Eat Free program depending on which region you're visiting. While most Holiday Inns are participating locations, there may be few that aren't. Call your location ahead of time to check before balancing your vacation budget on free kids meals.

North, South & Central America

In the Americas and all countries, you can get two free kids' meals per adult entree. In the Americas and most other countries, you may also be capped at four free kids' meals per family.

  • Age limitations: Kids age 11 or under.
  • Number of kids meals free with purchase of one adult entree: 2 to 4

Europe

Europe is the only market where you can potentially get free kids meals through room service.

  • Age limitations: Kids 12 and under.
  • Number of free kids' meals per one adult entrée: 2 to 4

Asia Pacific, Middle East & Africa

  • Age limitations: Kids 12 and under.
  • Number of free kids' meals per adult entree: 2 to 4

China

If you are staying in China, there will be only one on-site restaurant that offers the kids eat free promotion. Check with the front desk to learn which one is the qualifying, all-day dining option.

  • Age limitations: Kids age 12 and under.
  • Number of free kids' meals per adult entree: 2

Find Holiday Inn locations.

The logo for Tony Roma's.Tony Roma's

Kids eat free everyday at Tony Roma's. And with more than locations on five continents, that's a good deal.

  • When: Everyday.
  • Age limitations: Kids age 12 and under.

Find a Tony Roma's location.

The logo for 99 Restaurant. 99 Restaurants

To qualify for 99 Restaurants' kids eat free day, you'll need to be a member of the 99 Rewards program. This promotion is good any day of the week — as long as the Redsox won a game the day before. There are dozens of locations in New England and the Northeast.

  • When: The day after a Red Sox win — any day of the week. 
  • Age limitations: Kids age 10 and under.
  • Number of free kids' meals per one adult entrée purchase: 1

Find a 99 Restaurants location.

The logo for Texas de Brazil.Texas de Brazil

Depending on how old your child is, they can dine at Texas de Brazil for free everyday. Regardless of age, you won't ever pay full price.

  • Under 3 years old: Free everyday.
  • Ages 3 – 5: $5
  • Ages 6 – 12: Half of adult pricing.

Find a Texas de Brazil location.

The logo for Fogo de Chao.Fogo de Chao

Kids eat for free or at a reduced price everyday at Fogo de Chao, too.

  • Age 6 and under: Free all the time.
  • Age 7 – 12: Half of adult pricing. 

Find a Fogo de Chao location.

The logo for JJ's Bar and Grill. JJ's Grill

Kids eat free all day everyday at JJ's Grill, with locations spread across Arkansas.

  • When: All day. Everyday.
  • Age limitations: Kids 12 and under.

This offer is for dine-in customers only.

Find a JJ's Grill location. 

The logo for Hutch Bistro. Hutch American Bistro

Kids eat free every evening at Hutch American Bistro in Chicago.

  • When: Everynight from 5 to 6:30 pm.
  • Age limitations: Kids age 12 and under.

Pittsburgh-based writer Brynne Conroy is the founder of the Femme Frugality blog and the author of "The Feminist Financial Handbook." She is a regular contributor to The Penny Hoarder.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

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